1104 Jones St, Henderson, TX 75654 Property Records

Rusk County property record for 1104 Jones St, Henderson, TX 75654

Property Summary

Property Type	Single Family Home
Details	1,274 sqft · built 1954
Lot Size	0.279 acres (12,136 sqft)
Owner	2 Individual Names on File
Last Sale	$62,500 (Jul 2019)
Tax Bill	$1,974 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02390-00240-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`02390-00240-00000-000000`
Alternative APN	`672`

Interior

Stories	1 Story
Building Area	1,274 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	12,136 sqft (0.279 acres)
Lot Dimensions	148 ft deep x 82 ft wide
Garage Type	Carport
Garage Area	272 sqft
Carport	Carport
Carport Area	272 sqft
Porch	Porch
Porch Area	30 sqft

Location & Zoning

Account Number	02390-00240-00000-000000
Street Address	1104 JONES ST
City	HENDERSON
State	TX
Zip	75654-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 3/452 JONES SUB #1
Legal Subdivision	JONES SUBDIVISION NO 1
Legal Block	3/452
Legal Lot Number	6
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	4
Census Block	4018
Census Tract	950800

Owner

1104 Jones St is owned and occupied by two individuals who bought it in July 2019.

Source: Rusk County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1104 JONES ST, HENDERSON, TX 75654-3419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK
Jul 23, 2019	Vendor's Lien, Transfer · ARM COOPERATIVE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Aug 15, 2007 · Amount on File
Deed Document Number	2019200781
Deed Book / Page	3651 / 411
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	003651/411
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	1104 JONES ST, HENDERSON, TX 75654-3419
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003830/438
Date	Feb 3, 2022
Book Page	3830/438
Instrument	228091

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	HENDERSON, TX 75652

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Jul 23, 2019
Property Address	1104 JONES ST, HENDERSON, TX 75654-3419
Document Number	003651/411
Book / Page	3651 / 411
Map Reference	VOL 491 PG 265
Instrument Date	Jul 19, 2019
Instrument	200781
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5261 STATE HIGHWAY 135 LOT 16, 16, GLADEWATER, TX 75647-7389

Mortgage

Document Number	0000200782
Date	Jul 23, 2019
Instrument	200782

Lender

Name	COOPERATIVE TEACHERS CU
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2024
Min Rate At Change	2%
Max Rate At Change	6%
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 1104 Jones St was $1,974 with a homeowner's exemption, up 316.5% from the year before.

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,974.00 (+316.46%) Homeowner's exemption	$103,860 (-) Land $25,000 Building $78,860	$103,860 (-) Land $25,000 Building $78,860
2025	$474.00 Homeowner's exemption	$103,860 Land $25,000 Building $78,860	$103,860 Land $25,000 Building $78,860
2023		$89,230 Land $20,000 Building $69,230	$89,230 Land $20,000 Building $69,230
2022	$557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Jones St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	18 (1983–2007)
Most Recent Claim	Jul 2007 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Jones St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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