Garrett County property record for 1104 John Dr, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,344 sqft · built 1972 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,734 (2026) |
| Deeds & Mortgages | Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-002858 |
| Primary APN | 07-002858 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Total Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Deck Area | 390 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 002858 |
|---|---|
| Street Address | 1104 JOHN DR |
| City | OAKLAND |
| State | MD |
| Zip | 21550-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.46 AC N/DENNETT RD W BROADFORD MT LAKE PARK |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 7, EAST OAKLAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 700 |
1104 John Dr is owned and occupied by two individuals.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1104 JOHN DR, OAKLAND, MD 21550-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1104 JOHN DR, OAKLAND, MD 21550-1423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0021280209 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 2128/0209 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Lending Institution |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1104 John Dr was $1,734 with a homeowner's exemption.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Municipality | Mountain Lake Park Town |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,734.00 Homeowner's exemption | $131,333 | $138,200 Land $17,900 Building $120,300 |
| 2023 | $1,691.00 Homeowner's exemption | $112,633 | $127,900 Land $17,000 Building $110,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1104 John Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1104 John Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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