1104 Holland Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 1104 Holland Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,512 sqft · built 1941
Lot Size	0.139 acres (6,042 sqft)
Owner	2 Individual Names on File
Last Sale	$164,900 (Nov 2023)
Tax Bill	$2,530 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-153317`

Property Details

APN / Parcel Number

Primary APN	`07-153317`
Alternative APNs	`7153317` `153317`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Total Area
Attic	Attic
Attic Area	504 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,042 sqft (0.139 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	153317
Street Address	1104 HOLLAND AVE
City	CAMBRIDGE
State	MD
Zip	21613-1468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LT 12-6,042 SQ. FT. 1104 HOLLAND AVE CAM
Legal Subdivision	DUNDEAN S ADDITION TO CAMBRIDGE
Legal Lot Number	12
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2011
Census Tract	970500

Owner

1104 Holland Ave is owned by two individuals who bought it in November 2023.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 SYCAMORE CT, GRASONVILLE, MD 21638-9667
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed, Transfer · Conventional Mortgage ATLANTIC PRIME MORTGAGE LLC
Dec 17, 2020	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Prior Sale	Dec 17, 2020 · Amount on File
Deed Book / Page	1843 / 214
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Nov 9, 2023
Property Address	1104 HOLLAND AVE, CAMBRIDGE, MD 21613-1468
Document Number	0018430214
Book / Page	1843 / 214
Instrument Date	Oct 23, 2023
Transaction Type	Transfer
Record Updated	Nov 28, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$824.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 SYCAMORE CT, GRASONVILLE, MD 21638-9667

Mortgage

Document Number	0001843220
Date	Nov 9, 2023
Instrument	1843-220

Lender

Name	ATLANTIC PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 17, 2020
Property Address	1104 HOLLAND AVE, CAMBRIDGE, MD 21613-1468
Document Number	0016150071
Book / Page	1615 / 71
Instrument Date	Dec 10, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EVANS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1104 HOLLAND AVE, CAMBRIDGE, MD 21613-1468

Mortgage

Document Number	0000161582
Date	Dec 17, 2020
Instrument	1615/82

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1104 Holland Ave was $2,530, up 8.2% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,530.00 (+8.21%)	$135,433	$157,300 Land $45,300 Building $112,000
2025	$2,338.00
2023	$1,843.00	$99,767	$124,500 Land $45,300 Building $79,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Holland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Holland Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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