1104 Holbrook Trce, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1104 Holbrook Trce, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,160 sqft · built 1998
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Aug 2020)
Tax Bill	$4,678 (2025)
Deeds & Mortgages	Sep 2024 Second Mortgage May 2006 Second Mortgage + 4 more
APN	`0723001000770`

Property Details

APN / Parcel Number

Primary APN	`0723001000770`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	950 sqft
Upper Floors Area	950 sqft
Attic	Attic
Attic Area	39 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	440 sqft
Patio Area	263 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1104 HOLBROOK TRCE
City	CHESAPEAKE
State	VA
Zip	23322-4667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	77 STONEGATE SEC 5-B
Legal Subdivision	STONEGATE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1016
Census Tract	21014

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1104 HOLBROOK TRCE, CHESAPEAKE, VA 23322-4667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
May 23, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Nov 1, 2011	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC
Apr 13, 2018	Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK
Jun 4, 2007	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL C U

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	202030591
Deed Book / Page	10209 / 1787
Last Transfer Date	Sep 14, 2024
Transfer Doc	10785/1809
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1104 HOLBROOK TRCE, CHESAPEAKE, VA 23322-4667
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010784/885
Date	Sep 11, 2024
Book Page	10784/885
Instrument	240018810

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

Interest

Rate Type	Fixed Rate

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1104 HOLBROOK TRCE, CHESAPEAKE, VA 23322-4667
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006536/609
Date	May 23, 2006
Book Page	6536/609

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2026

Interest

Rate Type	Fixed Rate

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1104 HOLBROOK TRCE, CHESAPEAKE, VA 23322-4667
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008523/421
Date	Nov 1, 2011
Book Page	8523/421

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2026

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 31, 2020
Property Address	1104 HOLBROOK TRCE, CHESAPEAKE, VA 23322-4667
Document Number	10209/1787
Book / Page	10209 / 1787
Instrument Date	Jul 24, 2020
Instrument	200030591
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 HOLBROOK TRCE, CHESAPEAKE, VA 23322-4667

Mortgage

Document Number	200030592
Date	Aug 31, 2020
Instrument	200030592

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 13, 2018
Property Address	1104 HOLBROOK TRCE, CHESAPEAKE, VA 23322-4667
Document Number	9901/1142
Book / Page	9901 / 1142
Instrument Date	Apr 9, 2018
Instrument	180009206
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 HOLBROOK TRCE, CHESAPEAKE, VA 23322-4667

Mortgage

Document Number	180009207
Date	Apr 13, 2018
Instrument	180009207

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 4, 2007
Property Address	1104 HOLBROOK TRCE, CHESAPEAKE, VA 23322-4667
Document Number	007098/678
Book / Page	7098 / 678
Instrument Date	May 10, 2007
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007098681
Date	Jun 4, 2007
Instrument	7098/681

Lender

Name	NAVY FEDERAL C U

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,900 (+2.96%) Land $200,000 Building $276,900	$476,900 (+2.96%) Land $200,000 Building $276,900
2025	$4,678.00 (+39.81%)	$463,200 (+9.48%) Land $190,000 Building $273,200	$463,200 (+9.48%) Land $190,000 Building $273,200
2023		$423,100 (+9.07%) Land $170,000 Building $253,100	$423,100 (+9.07%) Land $170,000 Building $253,100
2022		$387,900 Land $150,000 Building $237,900	$387,900 Land $150,000 Building $237,900
2019	$3,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2019–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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