1104 Heron Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 1104 Heron Rd, Key Largo, FL 33037

Property Summary

Property TypeResidential Vacant Land
Lot Size0.196 acres (8,572 sqft)
OwnerCompany Name on File
Last Sale$500,000 (Nov 2019)
Tax Bill$5,155 (2024)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00485510-000000

Property Details

APN / Parcel Number

Primary APN00485510-000000
Alternative APNs
  • 13623800485510000000
  • 1595101

Exterior

Lot Area8,572 sqft (0.196 acres)

Location & Zoning

Account Number1595101
Old Parcel Number13623800485510000000
Street Address1104 HERON RD
CityKEY LARGO
StateFL
Zip33037
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBK 4 LT 2 LIME GROVE ESTS SECTION 1 PB5-54 KEY LARGO OR622-288 OR739-396 OR2996-0731
Legal Range38E
Legal Township62S
Legal Section13
Legal SubdivisionLIME GROVE ESTATE SEC 1
Legal Block4
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract970600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1106 HERON RD, KEY LARGO, FL 33037-3818
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2019 · Amount on File
Deed SaleNov 26, 2019 · Amount on File
Deed Document Number2246119
Deed Book / Page2996 / 0731
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 26, 2019
Property Address1104 HERON RD, KEY LARGO, FL 33037
Document Number0029960731
Book / Page002996 / 000731
Instrument DateNov 25, 2019
Instrument2246119
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1106 HERON RD KEY LARGO FL 330373818, KEY LARGO, FL 33037-3818

Mortgage

Document Number29960736
DateNov 26, 2019
Book Page002996/000736
Instrument2246121
Lender
NameSTARKER SVCS
AddressLOS GATOS, CA 95030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueNov 25, 2024

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,447,217 (+57.57%) Land $1,386,911 Building $60,306$1,447,217 (+57.57%) Land $1,386,911 Building $60,306
2024$5,155.00 (+3.04%)
2023$5,003.00 (+27.34%)$918,486 (+43.86%) Land $873,754 Building $44,732$918,486 (+43.86%) Land $873,754 Building $44,732
2022$3,929.00$638,450 Land $582,503 Building $55,947$638,450 Land $582,503 Building $55,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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