1104 Elm St, Rockford, IL 61102 Property Records

Winnebago County property record for 1104 Elm St, Rockford, IL 61102

Property Summary

Property Type	Commercial
Details	1,080 sqft · built 1930
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,446 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`202B044`

Property Details

APN / Parcel Number

Primary APN	`202B044`
Alternative APN	`1122184009`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,080 sqft Gross Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Concrete Block
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Corner

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	202B044
Street Address	1104 ELM ST
City	ROCKFORD
State	IL
Zip	61102-2155
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R1
Legal Description	S M CHURCHS ADDN EXC S 34 FT ALL LOT 001 BLOCK 004
Legal Subdivision	S M CHURCHS ADDN
Legal Block	004
Legal Lot Number	001
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2026
Census Tract	2500

Owner

1104 Elm St, a commercial property, is held in a trust since August 2025.

Source: Winnebago County records, as of August 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1423 ELM ST, ROCKFORD, IL 61102-2002
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 11, 2025
Transfer Doc	0000020597
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 30, 2026
Property Address	1428 ELM ST, ROCKFORD, IL 61102-2003
Document Number	0000007566
Map Reference	PB 32 PG 450
Instrument Date	Mar 18, 2026
Instrument	2607566
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1423 ELM ST, ROCKFORD, IL 61102-2002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 ELM ST, ROCKFORD, IL 61102-2002

Tax Assessment & Valuation

The 2025 property tax bill for 1104 Elm St was $1,446, up 3.8% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,446.00 (+3.8%)	$16,382 (+11.43%) Land $5,399 Building $10,983	$49,146 (+11.43%) Land $16,197 Building $32,949
2024	$1,393.00	$14,701 Land $4,845 Building $9,856	$44,103 Land $14,535 Building $29,568
2022		$11,586 Land $3,818 Building $7,768	$34,758 Land $11,454 Building $23,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1104 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20