Montgomery County property record for 1104 E Reed St, Red Oak, IA 51566 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,934 sqft Living Area |
| Lot Size | 5,400 sqft (0.124 acres) |
| Garage | Detached, 216 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,516.00 (2025) |
| Primary APN | 600628281003000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,934 sqft Living Area |
| 1st Floor | 1,248 sqft 1st Floor |
| Attic Area | 686 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,248 sqft Basement |
| Unfinished Basement | 1,248 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,400 sqft (0.124 acres) |
| Depth X Width | 120 ft x 45 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 216 sqft Garage |
| Deck Area | 243 sqft Deck |
| Porch Area | 72 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Commercial Water Source |
| Street Address | 1104 E REED ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-2530 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SD LT 6 SE NE E 45' N 120' SL 2 |
| Legal Range | 38W |
| Legal Township | 72N |
| Legal Section | 28 |
| Legal Subdivision | 5TH PRINCIPAL MERIDIAN |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY IA |
| Minor Civil Division | RED OAK |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 960200 |
Source: Montgomery County records · APN 600628281003000
Assessment roll updated October 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1104 E REED ST, RED OAK, IA 51566-2530 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Woman as her Sole and Separate Property |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 12, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Nov 12, 2025 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2025 |
| Deed Sale | Nov 12, 2025 |
| Deed Doc Number | 20251625 |
| Deed Book / Page | 2025 / 1625 |
| Prior Transfer Date | Oct 31, 2025 |
| Prior Transfer Doc | 02025/1625 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1104 E REED ST, RED OAK, IA 51566-2530 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02021/1744 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 2021/1744 |
| Instrument | 2021 1744 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1104 E REED ST, RED OAK, IA 51566-2530 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1104 E REED ST, RED OAK, IA 51566-2530 |
| Document Number | 02024/1693 |
|---|---|
| Date | Dec 12, 2024 |
| Book Page | 2024/1693 |
| Instrument | 2024 1693 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Nov 12, 2025 |
| Property Address | 1104 E REED ST, RED OAK, IA 51566-2530 |
| Document Number | 02025/1625 |
| Book / Page | 2025 / 1625 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025 1625 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1104 E REED ST, RED OAK, IA 51566-2530 |
| Name | Verified Name |
|---|---|
| Address | 1104 E REED ST, RED OAK, IA 51566-2530 |
| Document Number | 0020251626 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025 1626 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 5.99% |
| Index | 1-Year CMT |
| Max Rate | 5.99% |
Source: Montgomery County records · Assessment roll updated October 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,516.00 Homeowner's exemption | $141,760 (+20.67%) Land $9,000 Building $132,760 | $141,760 (+20.67%) Land $9,000 Building $132,760 |
| 2024 | $2,516.00 (+36.44%) | ||
| 2023 | $117,480 Land $6,750 Building $110,730 | $117,480 Land $6,750 Building $110,730 | |
| 2022 | $1,844.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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