1104 E Oakland Ave, Bloomington, IL 61701 Property Records

McLean County property record for 1104 E Oakland Ave, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	1,014 sqft
Lot Size	0.109 acres (4,765 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Jul 2023)
Tax Bill	$1,015 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-03-356-012`

Property Details

APN / Parcel Number

Primary APN	`21-03-356-012`

Interior

Stories	1 Story
Building Area	1,014 sqft Gross Area
1st Floor Area	676 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Other
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,765 sqft (0.109 acres)
Lot Dimensions	105 ft deep x 47 ft wide
View / Lot	Lake Front

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Street Address	1104 E OAKLAND AVE
City	BLOOMINGTON
State	IL
Zip	61701-5524
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUBN S1/2 3-23-2E W47 E107, S105 (EX RD IN 84-ED-3) LOT 19
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Lot Number	19
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3022
Census Tract	1700

Owner

Source: McLean County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8528 WAYNESVILLE RD, WAPELLA, IL 61777-2617
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS EQUITY FIRST CU
Jul 3, 2023	Deed, Transfer · Line of Credit CITIZENS EQUITY FIRST CU
Mar 28, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 3, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, FTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Mar 3, 2008 · Amount on Record
Deed Document Number	20238612
Prior Transfer Date	Aug 8, 2014
Prior Transfer Doc	0000008611
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1104 E OAKLAND AVE, BLOOMINGTON, IL 61701-5524
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202400004247
Date	Apr 9, 2024
Instrument	2024-00004247

Lender

Name	CITIZENS EQUITY FIRST CU
Type	Credit Union
Address	PEORIA, IL 61615

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Sep 1, 2024

Interest

Rate	8.5%

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 3, 2023
Property Address	1104 E OAKLAND AVE, BLOOMINGTON, IL 61701-5524
Document Number	202300008612
Instrument Date	Jun 16, 2023
Instrument	2023-00008612
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8528 WAYNESVILLE RD, WAPELLA, IL 61777-2617
Investor	Possibly a Property Investor

Mortgage

Document Number	202300008613
Date	Jul 3, 2023
Instrument	2023-00008613

Lender

Name	CITIZENS EQUITY FIRST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Mar 28, 2022
Property Address	1104 E OAKLAND AVE, BLOOMINGTON, IL 61701-5524
Document Number	202200005632
Instrument Date	Mar 16, 2022
Instrument	2022-00005632
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10 STONEY CT, BLOOMINGTON, IL 61704-2743

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jul 3, 2023
Property Address	1104 E OAKLAND AVE, BLOOMINGTON, IL 61701-5524
Document Number	202300008611
Instrument Date	Aug 8, 2014
Instrument	2023-00008611
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, FTC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STONEY CT, BLOOMINGTON, IL 61704-2743

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,641 (+14.23%) Land $13,641	$40,923 (+14.23%) Land $40,923
2024	$1,015.00 (+1.7%)
2023	$998.00 (+9.07%)	$11,942 (+10.83%) Land $11,942	$35,826 (+10.83%) Land $35,826
2022	$915.00	$10,775 Land $10,775	$32,325 Land $32,325

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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