1104 Darwin St, Charleston, SC 29412 Property Records

Charleston County property record for 1104 Darwin St, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,425 sqft · built 1964
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Sep 2013)
Tax Bill	$1,425 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`426-07-00-087`

Property Details

APN / Parcel Number

Primary APN	`426-07-00-087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,425 sqft Living Area
1st Floor Area	1,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	162 ft deep x 106 ft wide
Terrain	High
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	1104 DARWIN ST
City	CHARLESTON
State	SC
Zip	29412-4221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -LAWTON BLUFF DESCRIPTION -LT 48 BLK H SEC 4 EXT
Legal Subdivision	LAWTON BLUFF
Legal Block	H
Legal Lot Number	48
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	1
Census Block	1018
Census Tract	2006

Owner

1104 Darwin St is owned and occupied by two individuals who bought it in September 2013.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1104 DARWIN ST, CHARLESTON, SC 29412-4221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2013 · Amount on File
Deed Sale	Sep 24, 2013 · Amount on File
Deed Book / Page	363 / 113
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1104 DARWIN ST, CHARLESTON, SC 29412-4221
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09780599
Date	Apr 5, 2021
Book Page	978/599

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1104 DARWIN ST, CHARLESTON, SC 29412-4221
Document Number	0829/0684
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 DARWIN ST CHARLESTON SC 294124221, CHARLESTON, SC 29412-4221

Mortgage

Document Number	0829/0684
Date	Oct 11, 2019
Book Page	000829/000684

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1104 Darwin St was $1,425, up 18.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	James Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,425.00 (+18.95%)	$271,113 (+2,775.01%) Land $103,790 Building $167,323	$460,300 Land $152,100 Building $308,200
2024	$1,198.00	$9,430
2022	$1,079.00	$9,430	$327,300 Land $125,300 Building $202,000
2020			$327,300 Land $125,300 Building $202,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1104 Darwin St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 233 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	233 in force
Nearby Flood Claims	133 (1979–2024)
Claims Outside the SFHA	4 of 133
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 22 claims Hurricane Hugo, Sep 1989 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Darwin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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