1104 Congress St, Beaufort, SC 29902 Property Records

Beaufort County property record for 1104 Congress St, Beaufort, SC 29902

Property Summary

Property Type	Single Family Home
Details	2 bd · 804 sqft · built 1965
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2020)
Tax Bill	$1,366 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R12000400001710000`

Property Details

APN / Parcel Number

Primary APN	`R12000400001710000`
Alternative APN	`00214306`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	804 sqft Living Area

Exterior

Year Built	Built 1965
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	00214306
Old Parcel Number	R12000400001710000
Street Address	1104 CONGRESS ST
City	BEAUFORT
State	SC
Zip	29902-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9999
Legal Description	LOT 9 BLK 84 CITY OF BFT PB66 PG18
Legal Subdivision	NW-BOUND TO BARNWL & RIBAUT/DE
Legal Block	84
Legal Lot Number	9
Jurisdiction	BEAUFORT SC
Township / Civil Division	BEAUFORT-PORT ROYAL
Census Block Group	3
Census Block	3009
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Beaufort Historic District listed 1969 · 474 contributing resources · National Historic Landmark (designated 1973) · NRIS 69000159

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1104 CONGRESS ST, BEAUFORT, SC 29902-4511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 3, 2020	Deed, Transfer · Conventional Mortgage PALMETTO STATE BANK
Nov 5, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	2020011573
Deed Book / Page	3841 / 2717
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	1104 CONGRESS ST, BEAUFORT, SC 29902-4511
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053798
Date	Dec 2, 2025
Book Page	4487/2839
Instrument	2025053798

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 24, 2055

Interest

Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	1104 CONGRESS ST, BEAUFORT, SC 29902-4511
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046156
Date	Aug 11, 2022
Book Page	4172/3150
Instrument	2022046156

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 3, 2020
Property Address	1104 CONGRESS ST, BEAUFORT, SC 29902-4511
Document Number	0000011573
Book / Page	3841 / 2717
Map Reference	MB 66 PG 18
Instrument Date	Feb 21, 2020
Instrument	2020011573
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 CONGRESS ST, BEAUFORT, SC 29902-4511

Mortgage

Document Number	0000011574
Date	Mar 3, 2020
Instrument	2020011574

Lender

Name	PALMETTO STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 5, 2018
Property Address	1104 CONGRESS ST, BEAUFORT, SC 29902-4511
Document Number	0000059856
Book / Page	003712 / 002952
Instrument Date	Oct 31, 2018
Instrument	59856
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$447.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1104 CONGRESS ST BEAUFORT SC 299024511, BEAUFORT, SC 29902-4511

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Beaufort City
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,366.00	$5,920 (-)
2024	$1,366.00	$5,920 (-) Land $2,400 Building $3,520	$148,000 (-) Land $60,000 Building $88,000
2023	$1,366.00 (+17.05%)	$5,920 (-1.33%) Land $2,400 Building $3,520	$148,000 (-1.33%) Land $60,000 Building $88,000
2022	$1,167.00	$6,000 Land $1,800 Building $4,200	$150,000 Land $45,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	17 (1979–2017)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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