1104 Colony Dr, Kearney, MO 64060 Property Records

Clay County property record for 1104 Colony Dr, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,631 sqft · built 1999
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$495,753 (May 2025)
Tax Bill	$4,573 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-816-00-06-010.00`

Property Details

APN / Parcel Number

Primary APN	`07-816-00-06-010.00`
Alternative APNs	`0781600060100001` `7816000601000` `277386`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,631 sqft Living Area
Gross Area	4,489 sqft
1st Floor Area	1,100 sqft
Basement Area	1,091 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	130 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	717 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Covered Wood Porch
Deck Area	196 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1104 COLONY DR
City	KEARNEY
State	MO
Zip	64060-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMESTOWNE 1ST ADDITION PHASE 1 AMENDED PLAT LT 42
Legal Range	31W
Legal Township	53N
Legal Section	34
Legal Subdivision	JAMESTOWNE 1ST ADDITION PHASE 1
Legal Phase	1
Legal Lot Number	42
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	2
Census Block	2000
Census Tract	21812

Owner

1104 Colony Dr is owned and occupied by an individual who bought it in May 2025.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1104 COLONY DR, KEARNEY, MO 64060-8222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage SECURITY BANK OF KANSAS CITY
May 30, 2025	Intrafamily Transfer, Transfer THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC
May 30, 2025	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on File
Deed Sale	May 30, 2025 · Amount on File
Prior Sale	Jul 7, 2011 · Amount on File
Deed Document Number	202512875
Deed Book / Page	9945 / 1
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1104 COLONY DR, KEARNEY, MO 64060-8222
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045044
Date	Oct 18, 2021
Book Page	9206/73
Instrument	2021045044

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1104 COLONY DR, KEARNEY, MO 64060-8222
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	AUSTIN TITLE, ATC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000140
Date	Jan 3, 2022
Book Page	9273/93
Instrument	2022000140

Lender

Name	SECURITY BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64118

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	May 30, 2025
Property Address	1104 COLONY DR, KEARNEY, MO 64060-8222
Document Number	0000012861
Book / Page	9944 / 140
Instrument Date	May 29, 2025
Instrument	2025012861
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 E 14TH ST, KEARNEY, MO 64060-8731

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	May 30, 2025
Property Address	1104 COLONY DR, KEARNEY, MO 64060-8222
Document Number	0000012875
Book / Page	9945 / 1
Instrument Date	May 29, 2025
Instrument	2025012875
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 COLONY DR, KEARNEY, MO 64060-8222
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013064
Date	May 30, 2025
Instrument	2025013064

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1104 COLONY DR, KEARNEY, MO 64060-8222
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002089
Date	Jan 21, 2020
Book Page	8591/008
Instrument	2020002089

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1104 Colony Dr was $4,573.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,573.00	$69,900	$367,895
2023	$4,748.00	$69,520	$365,894
2019	$4,333.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1104 Colony Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Colony Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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