Union County property record for 1104 Circle Dr, Monroe, NC 28112
| Property Type | High-Rise Apartments |
|---|---|
| Details | 4,591 sqft · built 1964 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,112,000 (Jun 2014) |
| Tax Bill | $9,999 (2025) |
| Deeds & Mortgages | May 2022 Transfer May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-197-044 |
| Primary APN | 09-197-044 |
|---|
| Units | 12 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 4,591 sqft Total Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 69,696 sqft (1.6 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1104 CIRCLE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5835 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > High-Rise Apartments |
| Local Zoning Code | R-MF MONRO |
| Legal Description | #3 8487-787 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20602 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 421 MCDONALD AVE, CHARLOTTE, NC 28203-5319 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 26, 2022 | Intrafamily Transfer, Transfer |
| May 26, 2022 | Special Warranty Deed, Transfer · Commercial Mortgage THE BANCORP BANK |
| Nov 8, 2019 | Trustee's Deed, Transfer · Line of Credit CBRE CAP MARKETS |
| Apr 2, 2018 | Trustee's Deed, Transfer · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2014 · Amount on Record |
| Deed Sale | Jun 16, 2014 · Amount on Record |
| Prior Sale | May 2, 1997 · Amount on Record |
| Deed Document Number | 201414832 |
| Deed Book / Page | 6243 / 684 |
| Last Transfer Date | May 26, 2022 |
| Transfer Doc | 0008487792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 26, 2022 |
| Property Address | 1104 CIRCLE DR, MONROE, NC 28112-5835 |
| Document Number | 0008487792 |
| Book / Page | 8487 / 792 |
| Instrument Date | May 26, 2022 |
| Instrument | 19304 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1561, MONROE, NC 28111-1561 |
| Name | Verified Name |
|---|---|
| Address | 421 MCDONALD AVE, CHARLOTTE, NC 28203-5319 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 26, 2022 |
| Property Address | 1104 CIRCLE DR, MONROE, NC 28112-5835 |
| Document Number | 0008487787 |
| Book / Page | 8487 / 787 |
| Instrument Date | May 26, 2022 |
| Instrument | 19303 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1561, MONROE, NC 28111-1561 |
| Name | Verified Name |
|---|---|
| Address | 421 MCDONALD AVE, CHARLOTTE, NC 28203-5319 |
| Document Number | 0000019305 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 19305 |
| Name | THE BANCORP BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 8, 2019 |
| Property Address | 1104 CIRCLE DR, MONROE, NC 28112-5835 |
| Document Number | 751227 |
| Book / Page | 007512 / 000027 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 34806 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1561 MONROE NC 281111561, MONROE, NC 28111-1561 |
| Document Number | 751230 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 007512/000030 |
| Instrument | 34807 |
| Name | CBRE CAP MARKETS |
|---|---|
| Type | Funding / Finance Company |
| Address | 929 GESSNER RD # 1700, HOUSTON, TX 77024-2317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 7, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 2, 2018 |
| Property Address | 1104 CIRCLE DR, MONROE, NC 28112-5835 |
| Document Number | 7129356 |
| Book / Page | 007129 / 000356 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 8371 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,918.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2500 W ROOSEVELT BLVD MONROE NC 281108431, MONROE, NC 28110-8431 |
| Document Number | 7129360 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 007129/000360 |
| Instrument | 8372 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | 512 N HAYNE ST, MONROE, NC 28112-4836 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,143,800 (-) Building $1,143,800 | $1,143,800 (-) Building $1,143,800 | |
| 2025 | $9,999.00 (+145.07%) | $1,143,800 (+205.67%) Building $1,143,800 | $1,143,800 (+205.67%) Building $1,143,800 |
| 2023 | $4,080.00 | $374,200 Land $112,000 Building $262,200 | $374,200 Land $112,000 Building $262,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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