1104 Charles St, Spencer, NC 28159 Property Records

Rowan County property record for 1104 Charles St, Spencer, NC 28159

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,008 sqft · built 1989
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Tax Bill$1,283 (2023)
Flood ZoneZone X (minimal risk)
APN034 153

Property Details

APN / Parcel Number

Primary APN034 153
Alternative APN
  • 6303651

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Lot Area7,405 sqft (0.169 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number6303651
Old Parcel Number034 153
Street Address1104 CHARLES ST
CitySPENCER
StateNC
Zip28159-1741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6:TWO FAM RES
Legal Description.17AC LOT B
Legal Lot NumberB
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group1
Census Block1018
Census Tract50700

Owner

Source: Rowan County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address480 PERRY DR, SALISBURY, NC 28146-8766
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 25, 2010
Deed SaleJan 25, 2010
Deed Document Number0001156238
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,283.00$113,554 Land $28,000 Building $85,554$113,554 Land $28,000 Building $85,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimAug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Charles St

Nearby Streets

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