Lake County property record for 1104 Central Ave, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,134 sqft · built 1954 |
| Lot Size | 0.178 acres (7,749 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Sep 2019) |
| Tax Bill | $13,391 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-32-208-019 |
| Primary APN | 16-32-208-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,134 sqft Living Area |
| 1st Floor Area | 1,198 sqft |
| 2nd Floor Area | 936 sqft |
| Upper Floors Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,749 sqft (0.178 acres) |
| Lot Dimensions | 155 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1104 CENTRAL AVE |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWIN P. OSTERMANS SUB LOT 77 |
| Legal Subdivision | EDWIN P. OSTERMANS SUB |
| Legal Lot Number | 77 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 864903 |
1104 Central Ave is owned and occupied by an individual who bought it in September 2019.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1104 CENTRAL AVE, DEERFIELD, IL 60015-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Sep 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on File |
| Deed Sale | Sep 19, 2019 · Amount on File |
| Prior Sale | Jul 31, 2002 · Amount on File |
| Deed Document Number | 20197594055 |
| Prior Transfer Date | Aug 30, 2019 |
| Prior Transfer Doc | 0007594054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1104 CENTRAL AVE, DEERFIELD, IL 60015-4217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0007665436 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 7665436 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 19, 2019 |
| Property Address | 1104 CENTRAL AVE, DEERFIELD, IL 60015-4217 |
| Document Number | 0007594055 |
| Map Reference | DOC 156147 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 7594055 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1104 CENTRAL AVE, DEERFIELD, IL 60015-4217 |
| Document Number | 0007594056 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 7594056 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $160,608 Land $38,467 Building $122,141 | $481,873 Land $115,413 Building $366,460 | |
| 2024 | $13,391.00 (+4.83%) | ||
| 2023 | $12,774.00 (+6.04%) | $147,018 (+4.34%) Land $35,212 Building $111,806 | $441,099 (+4.34%) Land $105,647 Building $335,452 |
| 2022 | $12,046.00 | $140,901 Land $37,820 Building $103,081 | $422,745 Land $113,471 Building $309,274 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1104 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1979–1987) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1104 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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