1104 Byron Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1104 Byron Ave, Waterloo, IA 50702 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1947
Lot Size	0.274 acres (11,938 sqft)
Owner	2 Individual Names on File
Last Sale	$98,000 (Jun 2022)
Tax Bill	$3,432 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-276-001`

Property Details

APN / Parcel Number

Primary APN	`8913-35-276-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	425 sqft
Unfinished Basement	1,200 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,938 sqft (0.274 acres)
Lot Dimensions	127 ft deep x 123 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	592 sqft
Patio Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1104 BYRON AVE
City	WATERLOO
State	IA
Zip	50702-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENNY LOGAN PARK LOT 10 BLK 4 LIBERTY ADD BLK 1 A
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	GLENNY LOGAN PARK
Legal Block	1,4
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2026
Census Tract	1100

Owner

Source: Black Hawk County records · APN 8913-35-276-001

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1104 BYRON AVE, WATERLOO, IA 50702-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 02, 2017	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
May 17, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 05, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Aug 17, 2022	Intrafamily Transfer, Transfer
Jun 20, 2022	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Deed Document Number	202224693
Last Transfer Date	Jul 14, 2022
Transfer Doc	0000002885
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1104 BYRON AVE, WATERLOO, IA 50702-3131
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700019036
Date	May 02, 2017
Instrument	2017-00019036

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2027

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1104 BYRON AVE, WATERLOO, IA 50702-3131
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700020085
Date	May 17, 2017
Instrument	2017-00020085

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1104 BYRON AVE, WATERLOO, IA 50702-3131
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 BYRON AVE, WATERLOO, IA 50702-3131

Mortgage

Document Number	202200021423
Date	May 05, 2022
Instrument	202200021423

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 17, 2022
Property Address	1104 BYRON AVE, WATERLOO, IA 50702-3131
Document Number	202300002885
Instrument Date	Jul 14, 2022
Instrument	202300002885
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1104 BYRON AVE, WATERLOO, IA 50702-3131

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 20, 2022
Property Address	1104 BYRON AVE, WATERLOO, IA 50702-3131
Document Number	202200024693
Instrument Date	Jun 16, 2022
Instrument	202200024693
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 BYRON AVE, WATERLOO, IA 50702-3131

Mortgage

Document Number	202200024694
Date	Jun 20, 2022
Instrument	202200024694

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 01, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,432.00	$169,530 (+7.13%) Land $31,680 Building $137,850	$169,530 (+7.13%) Land $31,680 Building $137,850
2024	$3,432.00 (+27.21%)
2023		$158,240 (+28.82%) Land $31,680 Building $126,560	$158,240 (+28.82%) Land $31,680 Building $126,560
2022	$2,698.00 Homeowner's exemption	$122,840 Land $31,680 Building $91,160
2021			$122,840 Land $31,680 Building $91,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130011002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2013, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 645 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: Mediacom Communications, LTD Broadband, AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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