Harford County property record for 1104 Benjamin Rd, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,800 sqft · built 1985 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,000 (Aug 2004) |
| Tax Bill | $3,900 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Apr 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-181553 |
| Primary APN | 03-181553 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,543 sqft (0.265 acres) |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 56 sqft |
| Deck Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 181553 |
|---|---|
| Street Address | 1104 BENJAMIN RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-2733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 49 .265 AC 1104 BENJAMIN ROAD OAK RIDGE S2 P 49/57 |
| Legal Subdivision | OAK RDG 2 SEC II |
| Legal Lot Number | 49 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 303803 |
1104 Benjamin Rd is owned and occupied by two individuals who bought it in August 2004.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1104 BENJAMIN RD, BEL AIR, MD 21014-2733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU |
| Apr 9, 2019 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU |
| Jul 12, 2021 | Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2004 · Amount on File |
| Deed Sale | Aug 16, 2004 · Amount on File |
| Prior Sale | Aug 27, 2002 · Amount on File |
| Deed Document Number | 2004265 |
| Deed Book / Page | 5539 / 90 |
| Transfer Doc | 0000000676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1104 BENJAMIN RD, BEL AIR, MD 21014-2733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | KEY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0126180001 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 12618/0001 |
| Instrument | 12618-0001 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1104 BENJAMIN RD, BEL AIR, MD 21014-2733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0132180203 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | 13218/0203 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1104 BENJAMIN RD, BEL AIR, MD 21014-2733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0148900171 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 14890/171 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1104 BENJAMIN RD, BEL AIR, MD 21014-2733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0148900188 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 14890/188 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1104 Benjamin Rd was $3,900 with a homeowner's exemption, up 7.3% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,900.00 (+7.35%) Homeowner's exemption | $357,833 | $371,100 Land $100,300 Building $270,800 |
| 2025 | $3,633.00 Homeowner's exemption | ||
| 2023 | $318,533 | $351,200 Land $100,300 Building $250,900 | |
| 2022 | $3,293.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1104 Benjamin Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1104 Benjamin Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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