1104 2nd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1104 2nd Ave, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Mar 2020)
Tax Bill$2,971 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1121256005

Property Details

APN / Parcel Number

Primary APN1121256005
Alternative APN
  • 104542

Exterior

Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Account Number104542
Street Address1104 2ND AVE
CitySTERLING
StateIL
Zip61081-2325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIPES SUBD LOT 6 LOT 5 BLK 2 355500X
Legal SubdivisionLIPES SUBDIVISION
Legal Block2
Legal Lot Number5-6
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2015
Census Tract1101

Owner

1104 2nd Ave is owned and occupied by an individual who bought it in March 2020.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address1104 2ND AVE, STERLING, IL 61081-2325
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2020 · Amount on File
Deed SaleMar 19, 2020 · Amount on File
Prior SaleNov 21, 2014 · Amount on File
Deed Document Number20201513
Record UpdatedSep 20, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateMar 19, 2020
Property Address1104 2ND AVE, STERLING, IL 61081-2325
Document Number0000001513
Instrument DateMar 9, 2020
Instrument1513
Transaction TypeTransfer
Record UpdatedApr 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1104 2ND AVE STERLING IL 610812325, STERLING, IL 61081-2325

Mortgage

Document Number1514
DateMar 19, 2020
Instrument1514
Lender
NameNOVUS HM MTG
AddressLAS VEGAS, NV 89145
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 18, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1104 2nd Ave was $2,971.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,971.00$35,255 Land $3,699 Building $31,556
2024$105,765 Land $11,097 Building $94,668

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1104 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1104 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Rise Broadband
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 2nd Ave

Nearby Streets

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