11039 Rios Rd, Boca Raton, FL 33498 Property Records

Palm Beach County property record for 11039 Rios Rd, Boca Raton, FL 33498

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,389 sqft · built 1989
Lot Size0.042 acres (1,834 sqft)
Owner2 Individual Names on File
Last Sale$226,000 (Jun 2016)
Tax Bill$2,640 (2025)
Deeds & MortgagesSep 2022 Transfer
Jul 2017 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN00-41-47-02-01-000-1650

Property Details

APN / Parcel Number

Primary APN00-41-47-02-01-000-1650

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,389 sqft Living Area
1st Floor Area1,389 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTownhouse
Construction TypeMasonry / Concrete Block
Lot Area1,834 sqft (0.042 acres)
Garage TypeAttached
Garage Area252 sqft
PorchEnclosed/Finished Porch
Porch Area302 sqft

Location & Zoning

Street Address11039 RIOS RD
CityBOCA RATON
StateFL
Zip33498-1904
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRS
Legal DescriptionSWEETWATER SEC 4 LT 165
Legal Range41E
Legal Township47S
Legal Section02
Legal SubdivisionSWEETWATER SEC 4
Legal Lot Number165
JurisdictionPALM BEACH FL
Township / Civil DivisionSUNSHINE PARKWAY
Census Block Group1
Census Block1006
Census Tract7749

Owner

11039 Rios Rd, a townhouse, is owned by two individuals who acquired it in September 2022.

Source: Palm Beach County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1013 PARLIAMENT LAKE DR, COLUMBIA, SC 29223-1964
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 12, 2017Deed of Trust, Mortgage · Reverse Mortgage
ONE REVERSE MORTGAGE LLC
Jun 30, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2016 · Amount on File
Deed SaleJun 6, 2016 · Amount on File
Prior SaleOct 1, 2015 · Amount on File
Deed Document Number2016198704
Deed Book / Page28346 / 1275
Last Transfer DateSep 13, 2022
Transfer Doc0338490937
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPALM BEACH FL
Recording DateSep 20, 2022
Property Address11039 RIOS RD, BOCA RATON, FL 33498-1904
Document Number0338490937
Book / Page33849 / 937
Map ReferenceMB 57 PG 86-88
Instrument DateSep 6, 2022
Instrument20220388144
Transaction TypeTransfer
Record UpdatedNov 24, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11039 RIOS RD, 11039, BOCA RATON, FL 33498-1904

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1013 PARLIAMENT LAKE DR, COLUMBIA, SC 29223-1964

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address11039 RIOS RD, BOCA RATON, FL 33498-1904
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0292131566
DateJul 12, 2017
Book Page29213/1566
Instrument20170249514
Lender
NameONE REVERSE MORTGAGE LLC
TypeReverse Mortgage Lender
AddressSAN DIEGO, CA 92121
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term934 Months
DueMay 13, 2095
Interest
Rate TypeAdjustable Rate
Rate4.48%
Type Change DateJul 1, 2018
Change FrequencyAnnually
Max Rate At Change2%
Index1-Year LIBOR
Max Rate5%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address11039 RIOS RD, BOCA RATON, FL 33498-1904
Document Number0292131582
Instrument DateJun 30, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11039 RIOS RD BOCA RATON FL 334981904, BOCA RATON, FL 33498-1904

Mortgage

Document Number0292131582
DateJul 12, 2017
Book Page029213/001582
Instrument249515
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term936 Months
DueJul 11, 2095
Interest
Rate TypeAdjustable Rate
Rate4.48%

Tax Assessment & Valuation

The 2025 property tax bill for 11039 Rios Rd was $2,640, up 104.2% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,640.00 (+104.18%)$198,251$251,449 Building $251,449
2024$1,293.00 (+8.02%)
2023$1,197.00 (-52%) Homeowner's exemption Widower's exemption Additional exemption filed$187,052 (+3%)$286,287 (+17.72%) Building $286,287
2022$2,494.00 Homeowner's exemption Widower's exemption Additional exemption filed$181,604$243,201 Building $243,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11039 Rios Rd in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims24 (1987–2022)
Claims Outside the SFHA21 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Wilma, Oct 2005 · 6 claims
  • Hurricane Frances, Sep 2004 · 3 claims
  • Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11039 Rios Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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