11039 103rd Ter, Largo, FL 33778 Property Records

Pinellas County property record for 11039 103rd Ter, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,667 sqft · built 1964
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,000 (Oct 2008)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-5431-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-5431-2`
Alternative APNs	`15-30-15-40104-000-0830` `301515401040000830` `R162733`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,667 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,667 sqft
Flooring	Carpet

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1989
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	100 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	377 sqft
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R162733
Street Address	11039 103RD TER
City	LARGO
State	FL
Zip	33778-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HI-RIDGE ESTATES 1ST ADD LOT 83
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	HI-RIDGE ESTATES 1ST ADD
Legal Tract	40104
Legal Lot Number	83
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1029
Census Tract	25114

Owner

Source: Pinellas County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11039 103RD TER, LARGO, FL 33778-4109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2008 · Amount on Record
Deed Sale	Oct 1, 2008 · Amount on Record
Prior Sale	Mar 15, 2006 · Amount on Record
Deed Document Number	2008267292
Deed Book / Page	16390 / 2691
Last Transfer Date	Dec 4, 2023
Transfer Doc	0226441728
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Dec 7, 2023
Property Address	11039 103RD TER, LARGO, FL 33778-4109
Document Number	0226441728
Book / Page	22644 / 1728
Map Reference	MB 59 PG 80
Instrument Date	Dec 4, 2023
Instrument	2023310079
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11039 103RD TER, LARGO, FL 33778-4109

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11039 103RD TER, LARGO, FL 33778-4109

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,458.00 (+7.57%) Homeowner's exemption	$170,188 (+5.99%)	$353,002 (+4.93%) Land $128,863 Building $224,139
2024	$2,285.00 (+3.44%)
2023	$2,209.00 (+3.08%) Homeowner's exemption	$160,575 (+3%)	$336,419 (+11.85%) Land $154,471 Building $181,948
2022	$2,143.00 Homeowner's exemption	$155,898	$300,765 Land $156,747 Building $144,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	9 (1983–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30