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11038 S Spaulding Ave, Chicago, IL 60655 Property Records

Cook County property record for 11038 S Spaulding Ave, Chicago, IL 60655

Property Summary

Property TypeApartments (5+ Units)
Details4 bd · 2 ba · 1,720 sqft · built 1923
Lot Size0.115 acres (5,020 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Nov 2020)
Tax Bill$4,798 (2023)
Deeds & MortgagesDec 2022 Second Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-14-421-035

Property Details

APN / Parcel Number

Primary APN24-14-421-035
Alternative APN
  • 24-14-421-035-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,720 sqft Living Area

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1925
Architectural StyleMulti-Family
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,020 sqft (0.115 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address11038 S SPAULDING AVE, 1
CityCHICAGO
StateIL
Zip60655-2763
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRS-2
Legal Description(SUBDIVISION) OF BLKS 27 & 30 EX N 158.90 FT OF N 174 FT & EX S 141 FT OF W 245.67 FT IN GEO W HILLS SUB OF SE SEC 14-37-13
Legal Range13E
Legal Township37N
Legal Section14
Legal SubdivisionHILLS SUB
Legal Block27,30
Legal Lot Number2
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2024
Census Tract740300

Owner

11038 S Spaulding Ave is owned by an individual who acquired it in February 2025.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address11038 S SPAULDING AVE, 1, CHICAGO, IL 60655-2763
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Nov 11, 2020Warranty Deed, Transfer · FHA Mortgage
PLAZA HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 11, 2020 · Amount on File
Deed SaleNov 11, 2020 · Amount on File
Prior SaleNov 29, 2005 · Amount on File
Deed Document Number20207271
Last Transfer DateFeb 21, 2025
Transfer Doc0000008008
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address11038 S SPAULDING AVE, CHICAGO, IL 60655-2763
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0035441039
DateDec 20, 2022
Instrument2235441039
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 11, 2020
Property Address11038 S SPAULDING AVE, CHICAGO, IL 60655-2763
Document Number2031607271
Instrument DateOct 8, 2020
Instrument31607271
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10829 S MAPLEWOOD AVE CHICAGO IL 606551212, CHICAGO, IL 60655-1212

Mortgage

Document Number2031607272
DateNov 11, 2020
Instrument31607272
Lender
NamePLAZA HM MTG
TypeMortgage Company
AddressITASCA, IL 60143
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 10, 2050
Interest
Rate3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,000 Land $6,275 Building $23,725$300,000 Land $62,750 Building $237,250
2023$4,798.00 (+3.01%)
2022$4,658.00 (+1.9%)$26,000 (-) Land $5,020 Building $20,980$260,000 (-) Land $50,200 Building $209,800
2021$4,571.00$26,000 Land $5,020 Building $20,980$260,000 Land $50,200 Building $209,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11038 S Spaulding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11038 S Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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