11031 Spring Oak Rd, Fort Wayne, IN 46845 Property Records

Allen County property record for 11031 Spring Oak Rd, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,520 sqft · built 1988
Lot Size	0.288 acres (12,558 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Aug 2019)
Tax Bill	$2,906 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-31-156-008.000-042`

Property Details

APN / Parcel Number

Primary APN	`02-03-31-156-008.000-042`
Alternative APN	`1347400048`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	4,102 sqft
1st Floor Area	2,520 sqft
Basement Area	1,044 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,558 sqft (0.288 acres)
Lot Dimensions	1,380 ft deep x 910 ft wide
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	300 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11031 SPRING OAK RD
City	FORT WAYNE
State	IN
Zip	46845-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK POINTE SEC 1 LOT 48
Legal Subdivision	OAK POINTE
Legal Lot Number	48
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	3
Census Block	3013
Census Tract	10201

Owner

11031 Spring Oak Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11031 SPRING OAK RD, FORT WAYNE, IN 46845-1830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL SAVINGS BANK
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Jul 5, 2017	Warranty Deed, Transfer TRADEMARK TITLE INC, TRADEMARK TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Prior Sale	Jul 5, 2017 · Amount on File
Deed Document Number	201941944
Prior Transfer Date	Feb 7, 2006
Prior Transfer Doc	0000006146
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	11031 SPRING OAK RD, FORT WAYNE, IN 46845-1830
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018035195
Date	Jul 13, 2018
Instrument	2018035195

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	HUNTINGTON, IN 46750

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 13, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	11031 SPRING OAK RD, FORT WAYNE, IN 46845-1830
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020080714
Date	Dec 23, 2020
Instrument	2020080714

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Aug 22, 2019
Property Address	11031 SPRING OAK RD, FORT WAYNE, IN 46845-1830
Document Number	2019041944
Map Reference	PL 48 PG 182-188
Instrument Date	Aug 15, 2019
Instrument	2019041944
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11031 SPRING OAK RD, FORT WAYNE, IN 46845-1830

Mortgage

Document Number	2019041945
Date	Aug 22, 2019
Instrument	2019041945

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jul 5, 2017
Property Address	11031 SPRING OAK RD, FORT WAYNE, IN 46845-1830
Document Number	2017035177
Map Reference	MB48 PG182-188
Instrument Date	Jul 3, 2017
Instrument	2017035177
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11031 SPRING OAK RD, FORT WAYNE, IN 46845-1830

Tax Assessment & Valuation

The 2025 property tax bill for 11031 Spring Oak Rd was $2,906 with a homeowner's exemption, down 6.2% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,906.00 (-6.2%)	$373,100 Land $36,900 Building $336,200	$373,100 Land $36,900 Building $336,200
2024	$3,098.00 (+24.02%)
2023	$2,498.00 (+5.13%)	$324,700 (+5.11%) Land $36,900 Building $287,800	$324,700 (+5.11%) Land $36,900 Building $287,800
2022	$2,376.00	$308,900 Land $36,900 Building $272,000	$308,900 Land $36,900 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11031 Spring Oak Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2017–2026)
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11031 Spring Oak Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Lakeland Internet, Mediacom Xtream, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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