1103 White Ave, Beloit, WI 53511 Property Records

Rock County property record for 1103 White Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 1930
Lot Size	0.077 acres (3,354 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Aug 2024)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206 12560285`

Property Details

APN / Parcel Number

Primary APN	`206 12560285`
Alternative APN	`12560285`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	3,354 sqft (0.077 acres)

Location & Zoning

Account Number	206 12560285
Street Address	1103 WHITE AVE
City	BELOIT
State	WI
Zip	53511-4753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 60 FT L 10 B 3 CHAMBERLINS ADD
Legal Subdivision	CHAMBERLINS ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3010
Census Tract	1800

Owner

Source: Rock County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1103 WHITE AVE, BELOIT, WI 53511-4753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 6, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK ROCKFORD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	20242268171
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Recording Date	May 26, 2026
Property Address	1103 WHITE AVE, BELOIT, WI 53511-4753
Document Number	0002310458
Instrument Date	May 19, 2026
Instrument	20262310458
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 WHITE AVE, BELOIT, WI 53511-4753

Mortgage

Document Number	0002310458,
Date	May 26, 2026
Instrument	20262310458

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jan 6, 2020
Property Address	1103 WHITE AVE, BELOIT, WI 53511-4753
Document Number	0002144842
Instrument Date	Jan 2, 2020
Instrument	2144842
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4032 VALERIE RD, ROSCOE, IL 61073-7711

Mortgage

Document Number	0002144843
Date	Jan 6, 2020
Instrument	2144843

Lender

Name	NORTHWEST BANK ROCKFORD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,678.00 (+87.54%)	$171,600 (+88.16%) Land $7,400 Building $164,200	$188,500 (+81.77%)
2023	$1,428.00	$91,200 Land $7,400 Building $83,800	$103,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, LiteWire.

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