1103 Wayne St, Sandusky, OH 44870 Property Records

Erie County property record for 1103 Wayne St, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,428 sqft · built 1910
Lot Size	0.141 acres (6,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,000 (Apr 1995)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Oct 2018 Reverse Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-05068-000`

Property Details

APN / Parcel Number

Primary APN	`57-05068-000`
Alternative APN	`002264-9`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,428 sqft Living Area
Gross Area	5,086 sqft
1st Floor Area	1,312 sqft
Upper Floors Area	1,282 sqft
Attic	Attic
Attic Area	1,300 sqft
Basement Area	1,192 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2005
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,120 sqft (0.141 acres)
Lot Dimensions	136 ft deep x 45 ft wide
Garage Type	Mixed
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	354 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	002264-9
Street Address	1103 WAYNE ST
City	SANDUSKY
State	OH
Zip	44870-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	84 WAYNE STREET WH EX WEST 44'
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	3
Census Block	3005
Census Tract	41200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cable Park Historic District listed 1988 · 43 contributing resources · NRIS 87002506

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Erie County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1103 WAYNE ST, SANDUSKY, OH 44870-3528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Sep 24, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 1995 · Amount on Record
Deed Sale	Apr 14, 1995 · Amount on Record
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	1103 WAYNE ST, SANDUSKY, OH 44870-3528
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008638
Date	Oct 2, 2018
Instrument	201808638

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	DETROIT, MI 48226

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Oct 4, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	1103 WAYNE ST, SANDUSKY, OH 44870-3528
Document Number	0000008639
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1103 WAYNE ST SANDUSKY OH 448703528, SANDUSKY, OH 44870-3528

Mortgage

Document Number	0000008639
Date	Oct 2, 2018
Instrument	8639

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Oct 1, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,778.00	$68,624 (-) Land $7,948 Building $60,676
2024	$1,778.00 (-32.19%)	$68,624 (+11.06%) Land $7,948 Building $60,676	$196,070 (+11.06%) Land $22,710 Building $173,360
2023	$2,622.00 (-0.04%)	$61,792 (-) Land $6,174 Building $55,618
2022	$2,623.00	$61,792 Land $6,174 Building $55,618
2021			$176,550 Land $17,640 Building $158,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Watch TV.

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