1103 W River Rd, Champlin, MN 55316 Property Records

Hennepin County property record for 1103 W River Rd, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,012 sqft · built 1965
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,500 (Oct 2017)
Tax Bill	$3,197 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-22-0025`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-22-0025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	1,012 sqft
Basement Area	1,012 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	132 ft deep x 79 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1103 W RIVER RD
City	CHAMPLIN
State	MN
Zip	55316-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 054 T SUNNY BANKS FARM SWLY 94 FT OF LOTS 54 AND 55 EX PARCEL 16 AS SHOWN ON MN/DOT R/W PLAT NO 27-9 79 X 132
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	22
Legal Subdivision	SUNNY BANKS FARM
Legal Block	1
Legal Lot Number	54
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1003
Census Tract	26906

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1103 W RIVER RD, CHAMPLIN, MN 55316-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
May 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 25, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 16, 2021	Deed of Trust, Mortgage TRUSTONE FINANCIAL CREDIT UNION
Jun 8, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 31, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 27, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE LENDING SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	Feb 2, 2009 · Amount on Record
Deed Document Number	20175487175
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1103 W RIVER RD, CHAMPLIN, MN 55316-2028
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 W RIVER RD, CHAMPLIN, MN 55316-2028

Mortgage

Document Number	00T6188442
Date	Mar 4, 2026
Instrument	T6188442

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1103 W RIVER RD, CHAMPLIN, MN 55316-2028
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 W RIVER RD, CHAMPLIN, MN 55316-2028

Mortgage

Document Number	00T6072628
Date	May 3, 2024
Instrument	T6072628

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Jan 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1103 W RIVER RD, CHAMPLIN, MN 55316-2028
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 W RIVER RD, CHAMPLIN, MN 55316-2028

Mortgage

Document Number	00T6025871
Date	Jul 25, 2023
Instrument	T6025871

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jan 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1103 W RIVER RD, CHAMPLIN, MN 55316-2028
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05847022
Date	Jun 16, 2021
Instrument	T05847022

Lender

Name	TRUSTONE FINANCIAL CREDIT UNION
Address	MINNEAPOLIS, MN 55447

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2036

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1103 W RIVER RD, CHAMPLIN, MN 55316-2028
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 W RIVER RD, CHAMPLIN, MN 55316-2028

Mortgage

Document Number	00T5950775
Date	Jun 8, 2022
Instrument	T5950775

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1103 W RIVER RD, CHAMPLIN, MN 55316-2028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05786649
Date	Dec 31, 2020
Instrument	T05786649

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 27, 2017
Property Address	1103 W RIVER RD, CHAMPLIN, MN 55316-2028
Document Number	0T05487175
Map Reference	PL27-9
Instrument Date	Oct 10, 2017
Instrument	T05487175
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$447.10
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1103 W RIVER RD, CHAMPLIN, MN 55316-2028

Mortgage

Document Number	0T05487176
Date	Oct 27, 2017
Instrument	T05487176

Lender

Name	MORTGAGE LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,197.00 (+8.93%)	$278,900 (+3.3%) Land $92,000 Building $186,900	$278,900 (+3.3%) Land $92,000 Building $186,900
2023	$2,935.00 Homeowner's exemption
2022		$270,000 Land $96,000 Building $174,000	$270,000 Land $96,000 Building $174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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