1103 W Madison St, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 1103 W Madison St, Ann Arbor, MI 48103

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,196 sqft · built 1947
Lot Size0.288 acres (12,545 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Jul 2014)
Tax Bill$20,713 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN09-09-30-409-016

Property Details

APN / Parcel Number

Primary APN09-09-30-409-016
Alternative APN
  • 0930409016

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,196 sqft Living Area
Basement Area1,243 sqft
Unfinished Basement924 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area12,545 sqft (0.288 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1103 W MADISON ST
CityANN ARBOR
StateMI
Zip48103-4727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionE 50 FT LOT 142 ALL LOT 143 AND N 66 FT LOT 144 EBERWHITE FIRST ADDITION
Legal Range06E
Legal Township02S
Legal Section30
Legal SubdivisionEBERWHITE FIRST ADD
Legal Block409
Legal Lot Number142-144
JurisdictionWASHTENAW MI
Township / Civil DivisionANN ARBOR
Census Block Group2
Census Block2012
Census Tract404100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old West Side Historic District
listed 1972 · 1,300 contributing resources · NRIS 72000661

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1103 W Madison St is owned and occupied by two individuals who bought it in July 2014.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address1103 W MADISON ST, ANN ARBOR, MI 48103-4727
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ANN ARBOR
Nov 20, 2019Deed of Trust, Construction Loan · Construction Mortgage
BANK OF ANN ARBOR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2014 · Amount on File
Deed SaleJul 16, 2014 · Amount on File
Prior SaleJul 24, 2006 · Amount on File
Deed Document Number20146213301
Deed Book / Page5046 / 753
Prior Transfer DateJun 23, 2011
Prior Transfer Doc0006023798
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address1103 W MADISON ST, ANN ARBOR, MI 48103-4727
Transaction TypeMortgage
Record UpdatedApr 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006583319
DateApr 7, 2021
Book Page5416/492
Instrument6583319
Lender
NameBANK OF ANN ARBOR
TypeBank
AddressANN ARBOR, MI 48104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

November 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Recording DateNov 20, 2019
Property Address1103 W MADISON ST, ANN ARBOR, MI 48103-4727
Document Number0006496913
Book / Page005330 / 000179
Instrument DateNov 6, 2019
Instrument6496913
Transaction TypeConstruction Loan
Record UpdatedFeb 7, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1103 W MADISON ST ANN ARBOR MI 481034727, ANN ARBOR, MI 48103-4727

Mortgage

Document Number0006496913
DateNov 20, 2019
Book Page005330/000179
Instrument6496913
Lender
NameBANK OF ANN ARBOR
TypeBank
AddressANN ARBOR, MI 48104
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueNov 19, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 1103 W Madison St was $20,713 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAnn Arbor City
CountyWashtenaw County
Unified School DistrictAnn Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$604,200$1,208,400
2025$20,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1103 W Madison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2000–2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1103 W Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANN ARBOR
serves 123,851 people · EPA ID MI0000220
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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