Ogle County property record for 1103 W 2nd St, Byron, IL 61010
| Property Type | Single Family Home |
|---|---|
| Details | 2,130 sqft · built 1999 |
| Lot Size | 0.576 acres (25,110 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jul 2020) |
| Tax Bill | $9,309 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-31-183-006 |
| Primary APN | 05-31-183-006 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,130 sqft Living Area |
| Basement Area | 1,490 sqft |
| Unfinished Basement | 1,490 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 25,110 sqft (0.576 acres) |
| Lot Dimensions | 231 ft deep x 108 ft wide |
| Street Address | 1103 W 2ND ST |
|---|---|
| City | BYRON |
| State | IL |
| Zip | 61010-9689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK: TWP:0 SECT/LOT: LOT 6 NEIGHBORS ACRES CITY OF BYRON |
| Legal Subdivision | NEIGHBOUR S |
| Legal Lot Number | 6 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | BYRON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 961700 |
1103 W 2nd St is owned and occupied by an individual who bought it in July 2020.
Source: Ogle County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1103 W 2ND ST, BYRON, IL 61010-9689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORP |
| Jul 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on File |
| Deed Sale | Jul 30, 2020 · Amount on File |
| Prior Sale | Nov 6, 2014 |
| Deed Document Number | 20205306 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 1103 W 2ND ST, BYRON, IL 61010-9689 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000360 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 202600360 |
| Name | BETTER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Jul 30, 2020 |
| Property Address | 1103 W 2ND ST, BYRON, IL 61010-9689 |
| Document Number | 0000005306 |
| Map Reference | DOC 19946540 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 202005306 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1103 W 2ND ST, BYRON, IL 61010-9689 |
| Document Number | 0000005307 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 202005307 |
| Name | WATERSTONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1103 W 2nd St was $9,309.
Source: Ogle County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Byron City |
| County | Ogle County |
| County Subdivision | Byron Township |
| Unified School District | Byron Community Unit School District 226 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,309.00 | $118,956 Land $18,080 Building $100,876 | $356,868 Land $54,240 Building $302,628 |
| 2023 | $102,360 Land $15,558 Building $86,802 | $307,080 Land $46,674 Building $260,406 | |
| 2022 | $7,625.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1103 W 2nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2002–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1103 W 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYRON serves 3,784 people · EPA ID IL1410100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AaroBand Fixed Wireless | 100 / 50 |
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