Union County property record for 1103 Tomberlin Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,493 sqft · built 2008 |
| Lot Size | 1.68 acres (73,486 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,307 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-102-002B |
| Primary APN | 09-102-002B |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,493 sqft Living Area |
| 1st Floor Area | 2,493 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Modular |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 73,486 sqft (1.68 acres) |
| Garage Type | Attached |
| Garage Area | 636 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1103 TOMBERLIN RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 UNION |
| Legal Description | TOMBERLIN RD OPCK354 |
| Legal Subdivision | HARRY LEE FUSS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20601 |
1103 Tomberlin Rd is owned and occupied by two individuals who acquired it in January 2023.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1103 TOMBERLIN RD, MONROE, NC 28110-0665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 13, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| May 10, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 9, 2023 |
| Transfer Doc | 0008640290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 17, 2023 |
| Property Address | 1103 TOMBERLIN RD, MONROE, NC 28110-0665 |
| Document Number | 0008640290 |
| Book / Page | 8640 / 290 |
| Map Reference | CAB K FILE 354 |
| Instrument Date | Jan 9, 2023 |
| Instrument | 1034 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1103 TOMBERLIN RD, MONROE, NC 28110-0665 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1103 TOMBERLIN RD, MONROE, NC 28110-0665 |
| Document Number | 0000001035 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 1035 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1103 TOMBERLIN RD, MONROE, NC 28110-0665 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 82701 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 8270/1 |
| Instrument | 47693 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1103 TOMBERLIN RD, MONROE, NC 28110-0665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 7763108 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 7763/108 |
| Instrument | 29854 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1103 TOMBERLIN RD, MONROE, NC 28110-0665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 1103 TOMBERLIN RD, MONROE, NC 28110-0665 |
| Document Number | 7267210 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 7267/210 |
| Instrument | 0031539 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1103 TOMBERLIN RD, MONROE, NC 28110-0665 |
| Document Number | 694232 |
| Book / Page | 006942 / 000032 |
| Instrument Date | May 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1103 TOMBERLIN RD MONROE NC 281100665, MONROE, NC 28110-0665 |
| Document Number | 694232 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 006942/000032 |
| Instrument | 15033 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1103 Tomberlin Rd was $2,307.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $454,100 (-) Land $88,500 Building $365,600 | $454,100 (-) Land $88,500 Building $365,600 | |
| 2025 | $2,307.00 | $454,100 Land $88,500 Building $365,600 | $454,100 Land $88,500 Building $365,600 |
| 2023 | $2,601.00 | $388,700 Land $41,700 Building $347,000 | $388,700 Land $41,700 Building $347,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1103 Tomberlin Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1103 Tomberlin Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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