Durham County property record for 1103 Talbot Pl, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,568 sqft · built 2018 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $564,000 (May 2024) |
| Tax Bill | $5,737 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0840-10-7112 |
| Primary APN | 0840-10-7112 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,568 sqft Heated Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1103 TALBOT PL |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-6524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 4.840 |
| Legal Description | ELLIS CROSSING/PH:02C/LT# 202 PL:000198-000166 |
| Legal Subdivision | ELLIS CROSSING |
| Legal Phase | 2C |
| Legal Lot Number | 202 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1809 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1103 TALBOT PL, DURHAM, NC 27703-6524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 6, 2019 | Special Warranty Deed, Subdivision Related Transfer · ARM FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2024 · Amount on Record |
| Deed Sale | May 21, 2024 · Amount on Record |
| Prior Sale | Feb 6, 2019 · Amount on Record |
| Deed Document Number | 202496852 |
| Deed Book / Page | 10106 / 631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1103 TALBOT PL, DURHAM, NC 27703-6524 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0098040632 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 9804/632 |
| Instrument | 2022041005 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1103 TALBOT PL, DURHAM, NC 27703-6524 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|
| Document Number | 0093410399 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 9341/399 |
| Instrument | 2021026446 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Feb 6, 2019 |
| Property Address | 1103 TALBOT PL, DURHAM, NC 27703-6524 |
| Document Number | 0085900016 |
| Book / Page | 8590 / 016 |
| Map Reference | MB 199 PG 260-263 |
| Instrument Date | Feb 6, 2019 |
| Instrument | 2019003515 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17851 N 85TH ST # ST300, 17851, SCOTTSDALE, AZ 85255-6312 |
| Name | Verified Name |
|---|---|
| Address | 1103 TALBOT PL, DURHAM, NC 27703-6524 |
| Document Number | 2019003516 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 2019003516 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,737.00 (+2.52%) | $564,582 (-) Land $118,085 Building $446,497 | $564,582 (-) Land $118,085 Building $446,497 |
| 2025 | $5,596.00 (+25.7%) | $564,582 (+66.09%) Land $118,085 Building $446,497 | $564,582 (+66.09%) Land $118,085 Building $446,497 |
| 2023 | $4,452.00 (+2.34%) | $339,926 Land $78,820 Building $261,106 | $339,926 Land $78,820 Building $261,106 |
| 2022 | $4,350.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Frontier Fiber | 1,000 / 1,000 |
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