Carroll County property record for 1103 Singer Dr, Westminster, MD 21157
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,320 sqft · built 1984 |
| Lot Size | 0.119 acres (5,183 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $318,000 (Aug 2026) |
| Tax Bill | $2,577 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-083556 |
| Primary APN | 07-083556 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Total Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Lot Area | 5,183 sqft (0.119 acres) |
| Deck Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 083556 |
|---|---|
| Street Address | 1103 SINGER DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5841 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-100 |
| Legal Description | LT 77 - 5183 SQ FT E/S SINGER DR 25-53/54 WASHINGTON CT PUD SC 4 |
| Legal Subdivision | WASHINGTON COURT SEC 4 |
| Legal Lot Number | 77 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 507801 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1103 SINGER DR, WESTMINSTER, MD 21157-5841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 12, 2026 | Special Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| May 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA |
| Nov 23, 2016 | Loan Modification, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on Record |
| Deed Sale | Aug 12, 2026 · Amount on Record |
| Prior Sale | Jul 21, 2003 · Amount on Record |
| Deed Book / Page | 11833 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 12, 2026 |
| Property Address | 1103 SINGER DR, WESTMINSTER, MD 21157-5841 |
| Document Number | 1183000274 |
| Book / Page | 11833 / 274 |
| Instrument Date | Jul 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | MANOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $321,180.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1103 SINGER DR, WESTMINSTER, MD 21157-5841 |
| Document Number | 1183000282, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 11833/282 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 1183000300, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 11833/300 |
| Name | DEPARTMENT OF HOUSING AND COM |
|---|
| Amount | Amount Recorded |
|---|
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1103 SINGER DR, WESTMINSTER, MD 21157-5841 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1103 SINGER DR, WESTMINSTER, MD 21157-5841 |
| Document Number | 0107610260 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 10761/260 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Jan 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1103 SINGER DR, WESTMINSTER, MD 21157-5841 |
| Document Number | 0086030385 |
| Instrument Date | Nov 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1103 SINGER DR WESTMINSTER MD 211575841, WESTMINSTER, MD 21157-5841 |
| Document Number | 0086030385 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 008603/000385 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,577.00 (+3.91%) Homeowner's exemption | $224,800 (+4.03%) Land $60,000 Building $164,800 | $224,800 (-) Land $60,000 Building $164,800 |
| 2025 | $2,480.00 (+10.47%) Homeowner's exemption | $216,100 (+8.76%) | $224,800 (+13.14%) Land $60,000 Building $164,800 |
| 2023 | $2,245.00 Homeowner's exemption | $198,700 Land $60,000 Building $138,700 | $198,700 Land $60,000 Building $138,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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