1103 SE 9th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1103 SE 9th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,327 sqft · built 2003
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Dec 2011)
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0290-00000-096A`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0290-00000-096A`
Alternative APN	`R3223735029000000096A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,327 sqft Living Area
Gross Area	2,251 sqft
1st Floor Area	1,327 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	130 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Finished Screened Porch
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1103 SE 9TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-5325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OKEECHOBEE ESTATES BEGINNING AT THE NORTHWESTERN CORNER OF LOT 96, OKEECHOBEE ESTATES, ACCORDING TO THE PLAT OF SAID SUBDIVISION AS RECORDED IN PLAT BOOK 3, PAGE 20, OF THE PUBLIC RECORDS OF OKEECHOBEE COUNTY, FLORIDA, RUN THENCE NORTH 8923'39" EAST
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	OKEECHOBEE ESTATES
Legal Lot Number	96
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1031
Census Tract	910500

Owner

Source: Okeechobee County assessment roll, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1103 SE 9TH AVE, OKEECHOBEE, FL 34974-5325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 8, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2011 · Amount on Record
Deed Sale	Dec 16, 2011 · Amount on Record
Prior Sale	Apr 4, 2003 · Amount on Record
Deed Document Number	201112233
Deed Book / Page	709 / 33
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 15, 2026
Property Address	1103 SE 9TH AVE, OKEECHOBEE, FL 34974-5325
Document Number	0000006570
Instrument Date	Jun 9, 2026
Instrument	20266570
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 SE 9TH AVE, OKEECHOBEE, FL 34974-5325

Mortgage

Document Number	0000006570,
Date	Jun 15, 2026
Instrument	20266570

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1103 SE 9TH AVE, OKEECHOBEE, FL 34974-5325
Transaction Type	Mortgage
Record Updated	Dec 8, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 SE 9TH AVE, OKEECHOBEE, FL 34974-5325

Mortgage

Document Number	0000014592
Date	Nov 8, 2022
Instrument	2022014592

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1103 SE 9TH AVE, OKEECHOBEE, FL 34974-5325
Document Number	0000004364
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 SE 9TH AVE OKEECHOBEE FL 349745325, OKEECHOBEE, FL 34974-5325

Mortgage

Document Number	0000004364
Date	May 8, 2020
Instrument	4364

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,047.00 (+7.12%) Homeowner's exemption	$117,685 (+5.99%)	$246,643 (+0.54%) Land $29,542 Building $217,101
2023	$1,911.00 (+7.06%) Homeowner's exemption	$111,037 (+4.79%)	$245,322 (+23.99%) Land $21,664 Building $223,658
2022	$1,785.00 Homeowner's exemption	$105,963	$197,862 Land $16,741 Building $181,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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