Kershaw County property record for 1103 Pepper Ridge Dr, Lugoff, SC 29078 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,913 sqft · built 1979 |
| Lot Size | 0.814 acres (35,489 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,900 (Jun 2026) |
| Tax Bill | $1,241 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 309-02-0B-007-S89 |
| Primary APN | 309-02-0B-007-S89 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,913 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Lot Area | 35,489 sqft (0.814 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Porch |
| Porch Area | 79 sqft |
| Deck Area | 200 sqft |
| Account Number | 2150 |
|---|---|
| Street Address | 1103 PEPPER RIDGE DR |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PEPPER RDG SEC 1 |
| Legal Lot Number | 7 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 970905 |
Source: Kershaw County records · APN 309-02-0B-007-S89
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1103 PEPPER RIDGE DR, LUGOFF, SC 29078-9655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS BANK |
| Oct 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS BANK |
| Jun 04, 2026 | Deed, Transfer · Conventional Mortgage NEIGHBORHOODLOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2026 · Amount on Record |
| Deed Sale | Jun 04, 2026 · Amount on Record |
| Prior Sale | Jul 18, 1983 · Amount on Record |
| Deed Document Number | 20265336 |
| Deed Book / Page | 5605 / 272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1103 PEPPER RIDGE DR, LUGOFF, SC 29078-9655 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1103 PEPPER RIDGE DR, LUGOFF, SC 29078-9655 |
| Document Number | 0020258599 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 5446/202 |
| Instrument | 2025-8599 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MURRELLS INLET, SC 29576 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Nov 01, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1103 PEPPER RIDGE DR, LUGOFF, SC 29078-9655 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1103 PEPPER RIDGE DR, LUGOFF, SC 29078-9655 |
| Document Number | 0020258796 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 5450/288 |
| Instrument | 2025-8796 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MURRELLS INLET, SC 29576 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Nov 01, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 04, 2026 |
| Property Address | 1103 PEPPER RIDGE DR, LUGOFF, SC 29078-9655 |
| Document Number | 0000005336 |
| Book / Page | 5605 / 272 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 20265336 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105,013.74 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1103 PEPPER RIDGE DR, LUGOFF, SC 29078-9655 |
| Document Number | 0000005337, |
|---|---|
| Date | Jun 04, 2026 |
| Instrument | 20265337 |
| Name | NEIGHBORHOODLOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,241.00 (+4.99%) | $218,400 (-0.27%) Land $30,000 Building $188,400 | $218,400 (-0.27%) |
| 2023 | $1,182.00 | $219,000 Land $30,000 Building $189,000 | $219,000 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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