1103 N Rutledge St, Springfield, IL 62702 Property Records

Sangamon County property record for 1103 N Rutledge St, Springfield, IL 62702

Property Summary

Property Type	Single Family Home
Lot Size	0.219 acres (9,561 sqft)
Owner	Individual Name on Record
Last Sale	$16,000 (Mar 2011)
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Apr 2016 Mortgage May 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-28.0-226-031`

Property Details

APN / Parcel Number

Primary APN	`14-28.0-226-031`
Alternative APN	`14280226031 (CHECK DIGIT = 7)`

Exterior

Lot Area	9,561 sqft (0.219 acres)

Location & Zoning

Account Number	14280226031
Street Address	1103 N RUTLEDGE ST
City	SPRINGFIELD
State	IL
Zip	62702-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 1 L 20 SMITH&JAYNESS SUB L20&23 ANDREW ELLIOTTS SUB
Legal Subdivision	SMITH&JAYNESS SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1008
Census Tract	300

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1103 N RUTLEDGE ST, SPRINGFIELD, IL 62702-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2016	Deed of Trust, Mortgage · Stand-Alone First Mortgage CEFCU
May 19, 2025	Deed of Trust, Mortgage · Line of Credit CEFCU
Mar 14, 2011	Warranty Deed, Transfer
Oct 14, 2009	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2011 · Amount on Record
Deed Sale	Mar 14, 2011 · Amount on Record
Prior Sale	Oct 14, 2009
Record Updated	Sep 20, 2026

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1103 N RUTLEDGE ST, SPRINGFIELD, IL 62702-2522
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016R09042
Date	Apr 18, 2016
Instrument	2016R09042

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 17, 2026

Interest

Rate Type	Fixed Rate

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1103 N RUTLEDGE ST, SPRINGFIELD, IL 62702-2522
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R08015
Date	May 19, 2025
Instrument	2025R08015

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 18, 2050

March 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 14, 2011
Property Address	1103 N RUTLEDGE ST, SPRINGFIELD, IL 62702-2522
Document Number	2011R08786
Instrument Date	Mar 11, 2011
Instrument	2011R08786
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 N RUTLEDGE ST, SPRINGFIELD, IL 62702-2522

October 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 14, 2009
Property Address	1103 N RUTLEDGE ST, SPRINGFIELD, IL 62702-2522
Document Number	2009R48395
Instrument Date	Oct 13, 2009
Instrument	2009R48395
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 N LINCOLN AVE, SPRINGFIELD, IL 62702-4711
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,747.00 (+19.74%)	$27,578 (+23.75%) Land $3,945 Building $23,633	$82,734 (+23.75%) Land $11,835 Building $70,899
2022	$1,459.00 Homeowner's exemption	$22,285 Land $3,187 Building $19,098	$66,855 Land $9,561 Building $57,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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