Union County property record for 1103 Memory Ln, Monroe, NC 28112 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,426 sqft · built 1962 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Oct 2017) |
| Tax Bill | $3,432 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-279-008 |
| Primary APN | 09-279-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,426 sqft Living Area |
| Gross Area | 3,014 sqft |
| 1st Floor Area | 2,376 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1103 MEMORY LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-6149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | #2 ROLLING HILLS PB4 PG218 |
| Legal Subdivision | ROLLING HILLS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20502 |
Source: Union County records · APN 09-279-008
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1103 MEMORY LN, MONROE, NC 28112-6149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 17, 2017 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2017 · Amount on Record |
| Deed Sale | Oct 17, 2017 · Amount on Record |
| Deed Document Number | 201730468 |
| Deed Book / Page | 7035 / 374 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1103 MEMORY LN, MONROE, NC 28112-6149 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1103 MEMORY LN, MONROE, NC 28112-6149 |
| Investor | Possibly a Property Investor |
| Document Number | 0008811112 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 8811/112 |
| Instrument | 27300 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1103 MEMORY LN, MONROE, NC 28112-6149 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 8174119 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 8174/119 |
| Instrument | 33832 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 17, 2017 |
| Property Address | 1103 MEMORY LN, MONROE, NC 28112-6149 |
| Document Number | 0007035374 |
| Book / Page | 7035 / 374 |
| Map Reference | MB 4 PG 218 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 0030468 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3423 RILLA HAMILTON RD, 3423, MONROE, NC 28110-0648 |
| Name | Verified Name |
|---|---|
| Address | 1103 MEMORY LN, MONROE, NC 28112-6149 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030469 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 0030469 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,432.00 (+34.59%) | $392,700 (+67.89%) Land $52,300 Building $340,400 | $392,700 (+67.89%) Land $52,300 Building $340,400 |
| 2023 | $2,550.00 | $233,900 Land $14,300 Building $219,600 | $233,900 Land $14,300 Building $219,600 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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