1103 Kellum St, Waco, TX 76704 Property Records

McLennan County property record for 1103 Kellum St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,392 sqft · built 1920
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$188,423 (Jun 2026)
Tax Bill	$2,526 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-043400-015700-6`

Property Details

APN / Parcel Number

Primary APN	`48-043400-015700-6`
Alternative APNs	`4804340001570060111` `195829`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Flooring	Wood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1959
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	198 sqft
Storage Building	35 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Central

Location & Zoning

Street Address	1103 KELLUM ST
City	WACO
State	TX
Zip	76704-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WEISMAN J & COMPANY LOT 23 BLOCK 8 ACRES .163
Legal Subdivision	WEISMAN J & COMPANY
Legal Block	8
Legal Lot Number	23
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2053
Census Tract	1500

Owner

Source: McLennan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1103 KELLUM ST, WACO, TX 76704-2348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed, Transfer · FHA Mortgage MORTGAGE CENTER LLC
Apr 3, 2025	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Jan 27, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage AMERIGO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Apr 3, 2025 · Amount on Record
Deed Document Number	202620129
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 25, 2026
Property Address	1103 KELLUM ST, WACO, TX 76704-2348
Document Number	0000020129
Instrument Date	Jun 24, 2026
Instrument	202620129
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 KELLUM ST, WACO, TX 76704-2348

Mortgage

Document Number	0000020130,
Date	Jun 25, 2026
Instrument	202620130

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000020131,
Date	Jun 25, 2026
Instrument	202620131

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Max Rate	-1%

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 3, 2025
Property Address	1103 KELLUM ST, WACO, TX 76704-2348
Document Number	0000009921
Map Reference	VOL 100 PG 267
Instrument Date	Apr 2, 2025
Instrument	2025009921
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ROCKFORD RD, WOODWAY, TX 76712-3843

Mortgage

Document Number	0000009922
Date	Apr 3, 2025
Instrument	2025009922

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Jan 2, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 27, 2022
Property Address	1103 KELLUM ST, WACO, TX 76704-2348
Document Number	0000003568
Instrument Date	May 20, 2021
Instrument	2022003568
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 KELLUM ST, WACO, TX 76704-2348

Mortgage

Document Number	0000003569
Date	Jan 27, 2022
Instrument	2022003569

Lender

Name	AMERIGO INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	88 Months
Due	May 1, 2029

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,086 (-5.09%) Land $13,845 Building $107,241	$121,086 (-5.09%) Land $13,845 Building $107,241
2025	$2,526.00 (+19.6%)	$127,580 (+22.58%) Land $12,570 Building $115,010	$127,580 (+22.58%) Land $12,570 Building $115,010
2024	$2,112.00 (-9.47%)
2023		$104,080 Land $12,570 Building $91,510	$104,080 Land $12,570 Building $91,510
2022	$2,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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