1103 Kelcrasta Dr, Saint Johns, MI 48879 Property Records

Clinton County property record for 1103 Kelcrasta Dr, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 2002
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2026)
Tax Bill	$2,983 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`300-216-000-038-00`

Property Details

APN / Parcel Number

Primary APN	`300-216-000-038-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	1,656 sqft
Unfinished Basement	1,656 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	149 ft deep x 88.6 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1103 KELCRASTA DR
City	SAINT JOHNS
State	MI
Zip	48879-8250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 38 JOHNELLA EST #2, SEC 8 T7N R2W SPLIT 2002 FROM # 300-008-100-002-53 CITY OF ST JOHNS T7N R2W
Legal Range	02W
Legal Township	07N
Legal Section	08
Legal Subdivision	JOHNELLA EST
Legal Lot Number	38
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	1
Census Block	1002
Census Tract	10801

Owner

1103 Kelcrasta Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Clinton County records, as of June 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	247 YALLUP RD, SAINT JOHNS, MI 48879
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 4, 2025	Deed of Trust, Mortgage · Line of Credit THE DART BANK
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 4, 2025	Deed of Trust, Mortgage · Line of Credit THE DART BANK
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage LAFCU
Sep 4, 2025	Deed of Trust, Mortgage · Line of Credit THE DART BANK
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Prior Sale	Nov 21, 2013 · Amount on File
Deed Document Number	20265364965
Prior Transfer Date	Mar 4, 2009
Prior Transfer Doc	5141453
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250

Mortgage

Document Number	0005339019
Date	Oct 2, 2023
Instrument	5339019

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250

Mortgage

Document Number	0005357275
Date	Sep 4, 2025
Instrument	5357275

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250

Mortgage

Document Number	0005316223
Date	Oct 6, 2021
Instrument	5316223

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	BELL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250

Mortgage

Document Number	0005357276
Date	Sep 4, 2025
Instrument	5357276

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 26, 2026
Property Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250
Document Number	0005364965
Instrument Date	May 22, 2026
Instrument	20265364965
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304,010.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005365071,
Date	May 26, 2026
Instrument	20265365071

Lender

Name	LAFCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250

Mortgage

Document Number	0005357275
Date	Sep 4, 2025
Instrument	5357275

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250

Mortgage

Document Number	5316223
Date	Oct 6, 2021
Instrument	5316223

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Jan 13, 2021
Property Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250
Document Number	5303674
Map Reference	LB 9 PG 57
Instrument Date	Dec 12, 2020
Instrument	5303674
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 KELCRASTA DR, SAINT JOHNS, MI 48879-8250

Tax Assessment & Valuation

The 2025 property tax bill for 1103 Kelcrasta Dr was $2,983 with a homeowner's exemption, down 35.1% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,800 (+4.96%) Land $18,100 Building $157,700	$351,600 (+4.96%) Land $36,200 Building $315,400
2025	$2,983.00 (-35.07%) Homeowner's exemption	$167,500 Land $16,500 Building $151,000	$335,000 Land $33,000 Building $302,000
2024	$4,594.00 (+11.42%)
2023	$4,123.00 Homeowner's exemption	$147,100	$294,200
2022	$4,123.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1103 Kelcrasta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1103 Kelcrasta Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CMS Internet, Point Broadband, Westphalia Broadband.

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