1103 Jackson St, Monroe, NC 28112 Property Records

Union County property record for 1103 Jackson St, Monroe, NC 28112

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,500 sqft · built 1984
Lot Size	0.322 acres (14,026 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-273-261`

Property Details

APN / Parcel Number

Primary APN	`09-273-261`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,500 sqft Total Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,026 sqft (0.322 acres)
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1103 JACKSON ST
City	MONROE
State	NC
Zip	28112-4573
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10 MONRO
Legal Description	P/10,P/11,P/12,14-17NELSON H
Legal Subdivision	NELSON HEIGHTS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1002
Census Tract	20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 AUSTIN ST, MONROE, NC 28112-6301
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jul 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 6, 2011
Transfer Doc	5517115
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1103 JACKSON ST, MONROE, NC 28112-4573
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 AUSTIN ST, MONROE, NC 28112-6301

Mortgage

Document Number	0009230351
Date	Oct 27, 2025
Book Page	9230/351
Instrument	28029

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1103 JACKSON ST, MONROE, NC 28112-4573
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 AUSTIN ST, MONROE, NC 28112-6301

Mortgage

Document Number	0008753677
Date	Jul 28, 2023
Book Page	8753/677
Instrument	18233

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,500 (-) Land $33,900 Building $200,600	$234,500 (-) Land $33,900 Building $200,600
2025	$2,050.00 (+34.16%)	$234,500 (+67.26%) Land $33,900 Building $200,600	$234,500 (+67.26%) Land $33,900 Building $200,600
2023	$1,528.00	$140,200 Land $18,000 Building $122,200	$140,200 Land $18,000 Building $122,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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