1103 Heron Ave, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 1103 Heron Ave, Fort Pierce, FL 34982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,549 sqft · built 1983
Lot Size	0.34 acres (14,810 sqft)
Owner	Trust Name on Record
Last Sale	$115,000 (Sep 2015)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2433-802-0046-000-2`

Property Details

APN / Parcel Number

Primary APN	`2433-802-0046-000-2`
Alternative APN	`33192`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,549 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,549 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Screened Aluminum Porch
Porch Area	32 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	33192
Street Address	1103 HERON AVE
City	FORT PIERCE
State	FL
Zip	34982-8311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF LOW DEN
Legal Description	PARK TRAIL ACRES LOT 45 (0.34 AC) (OR 3785-2049)
Legal Range	40E
Legal Township	35S
Legal Section	33
Legal Subdivision	PARK TRAIL ACRES
Legal Lot Number	45
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	2
Census Block	2037
Census Tract	381402

Owner

Source: St. Lucie County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1103 HERON AVE, FORT PIERCE, FL 34982-8311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Oct 25, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Oct 3, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2015 · Amount on Record
Deed Sale	Sep 8, 2015 · Amount on Record
Prior Sale	May 12, 2015 · Amount on Record
Deed Document Number	20154109116
Deed Book / Page	3785 / 2049
Prior Transfer Date	Dec 20, 2005
Prior Transfer Doc	0024432704
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Recording Date	Jun 19, 2026
Property Address	1103 HERON AVE, FORT PIERCE, FL 34982-8311
Document Number	0005635409
Book / Page	5492 / 1225
Instrument Date	May 7, 2026
Instrument	20265635409
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 HERON AVE, FORT PIERCE, FL 34982-8311
Investor	Possibly a Property Investor

Mortgage

Document Number	0005635409,
Date	Jun 19, 2026
Book Page	5492/1225
Instrument	20265635409

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	May 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LUCIE FL
Property Address	1103 HERON AVE, FORT PIERCE, FL 34982-8311
Document Number	0041980771
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 HERON AVE FORT PIERCE FL 349828311, FORT PIERCE, FL 34982-8311

Mortgage

Document Number	0041980771
Date	Nov 1, 2018
Book Page	004198/000771
Instrument	4497200

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Interest

Rate	4.87%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	1103 HERON AVE, FORT PIERCE, FL 34982-8311
Document Number	0041972068
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 HERON AVE FORT PIERCE FL 349828311, FORT PIERCE, FL 34982-8311

Mortgage

Document Number	0041972068
Date	Oct 31, 2018
Book Page	004197/002068
Instrument	4496720

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	Fort Pierce City
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,258.00 (+3.72%) Homeowner's exemption	$133,358 (-43.71%)	$260,900 (+10.13%) Land $134,600 Building $126,300
2024	$2,177.00 (+3.32%)
2023	$2,107.00 (+3.74%) Additional exemption filed	$236,900 (+93.92%) Land $107,100 Building $129,800	$236,900 (+10.91%) Land $107,100 Building $129,800
2022	$2,031.00 Homeowner's exemption	$122,162	$213,600 Land $84,100 Building $129,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	12 (2004–2017)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Isaac, Aug 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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