1103 Heard Ave, Champlin, MN 55316 Property Records

Hennepin County property record for 1103 Heard Ave, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,043 sqft · built 1983
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (Aug 2020)
Tax Bill	$4,064 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-23-0084`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-23-0084`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,043 sqft Living Area
Gross Area	2,836 sqft
1st Floor Area	1,043 sqft
Basement Area	770 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	258 ft deep x 125 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	1,023 sqft
Deck Area	184 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1103 HEARD AVE
City	CHAMPLIN
State	MN
Zip	55316-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 002 T CHAMPLIN MANOR 3RD ADDN S 125X258X115X303
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	23
Legal Subdivision	CHAMPLIN MANOR 3RD ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	5
Census Block	5000
Census Tract	26906

Owner

1103 Heard Ave is owned and occupied by two individuals who bought it in August 2020.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1103 HEARD AVE, CHAMPLIN, MN 55316-2012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	Nov 16, 2001 · Amount on File
Deed Document Number	20205737474
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 18, 2020
Property Address	1103 HEARD AVE, CHAMPLIN, MN 55316-2012
Document Number	0005737474
Instrument Date	Aug 14, 2020
Instrument	5737474
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1103 HEARD AVE CHAMPLIN MN 553162012, CHAMPLIN, MN 55316-2012

Mortgage

Document Number	5737475
Date	Aug 18, 2020
Instrument	5737475

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1103 HEARD AVE, CHAMPLIN, MN 55316-2012
Document Number	0005511209
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1103 HEARD AVE CHAMPLIN MN 553162012, CHAMPLIN, MN 55316-2012

Mortgage

Document Number	0005511209
Date	Feb 9, 2018
Instrument	5511209

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 8, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1103 Heard Ave was $4,064 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,064.00	$344,600 Land $101,200 Building $243,400	$344,600 Land $101,200 Building $243,400
2023	$4,794.00
2022		$339,000 Land $106,000 Building $233,000	$339,000 Land $106,000 Building $233,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1103 Heard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1103 Heard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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