1103 Gainey Dr, Melbourne, FL 32901 Property Records

Brevard County property record for 1103 Gainey Dr, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,140 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Oct 2026)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Oct 2026 Sale Aug 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-11-28-D-6`

Property Details

APN / Parcel Number

Primary APN	`28-37-11-28-D-6`
Alternative APNs	`28-37-11-28-0000D.0-0006.00` `2825446`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	240 sqft
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2825446
Street Address	1103 GAINEY DR
City	MELBOURNE
State	FL
Zip	32901-7251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	GRAMLING PARK SUBD LOT 6 BLK D
Legal Range	37E
Legal Township	28S
Legal Section	11
Legal Subdivision	GRAMLING PARK SUBD
Legal Block	D
Legal Lot Number	6
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2033
Census Tract	64902

Owner

Source: Brevard County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1103 GAINEY DR, MELBOURNE, FL 32901-7251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Correction Deed NONE LISTED ON DOCUMENT
Aug 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage USAA FSB
Jun 6, 2023	Intrafamily Transfer, Transfer
Jun 6, 2023	Intrafamily Transfer, Transfer
Mar 25, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2026 · Amount on Record
Deed Sale	Oct 12, 2026 · Amount on Record
Prior Sale	Aug 20, 2026 · Amount on Record
Deed Document Number	2026209294
Deed Book / Page	10748 / 1586
Prior Transfer Date	Aug 13, 2026
Prior Transfer Doc	0000171645
Record Updated	Oct 29, 2026

October 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 12, 2026
Property Address	1103 GAINEY DR, MELBOURNE, FL 32901-7251
Document Number	0000209294
Book / Page	10748 / 1586
Instrument Date	Sep 26, 2026
Instrument	2026209294
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$53,025.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1103 GAINEY DR, MELBOURNE, FL 32901-7251
Investor	Possibly a Property Investor

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 20, 2026
Property Address	1103 GAINEY DR, MELBOURNE, FL 32901-7251
Document Number	0000171645
Book / Page	10707 / 1362
Instrument Date	Aug 13, 2026
Instrument	2026171645
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$53,025.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1103 GAINEY DR, MELBOURNE, FL 32901-7251
Investor	Possibly a Property Investor

Mortgage

Document Number	0000171646,
Date	Aug 20, 2026
Book Page	10707/1364
Instrument	2026171646

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Jun 6, 2023
Property Address	1103 GAINEY DR, MELBOURNE, FL 32901-7251
Document Number	0098061349
Book / Page	9806 / 1349
Map Reference	MB 11 PG 40
Instrument Date	Jun 6, 2023
Instrument	2023116688
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 23RD ST, NICEVILLE, FL 32578-3203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	300 23RD ST, NICEVILLE, FL 32578-3203

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Jun 6, 2023
Property Address	1103 GAINEY DR, MELBOURNE, FL 32901-7251
Document Number	0098061301
Book / Page	9806 / 1301
Map Reference	MB 11 PG 40
Instrument Date	Jun 6, 2023
Instrument	2023116673
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1103 GAINEY DR, MELBOURNE, FL 32901-7251

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1103 GAINEY DR, MELBOURNE, FL 32901-7251
Investor	Possibly a Property Investor

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 25, 2021
Property Address	1103 GAINEY DR, MELBOURNE, FL 32901-7251
Document Number	0090632948
Book / Page	9063 / 2948
Map Reference	MB 11 PG 40
Instrument Date	Mar 11, 2021
Instrument	2021076181
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3102 SWIFT ST, 3102, MELBOURNE, FL 32901-8039

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1103 GAINEY DR, MELBOURNE, FL 32901-7251

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,320 (+3.36%)	$145,680 (+4.02%)
2025	$1,920.00 (+13.61%) Homeowner's exemption	$139,630 (+6.3%)	$140,050 (-5.6%) Land $16,800 Building $123,250
2023	$1,690.00 (+7.71%) Homeowner's exemption	$131,360 (+3%)	$148,360 (+16.32%) Land $13,130 Building $135,230
2022	$1,569.00 Homeowner's exemption	$127,540 Land $10,500 Building $117,040	$127,540 Land $10,500 Building $117,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 units insured incl. 10 condo units
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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