1103 Ewell St, Front Royal, VA 22630 Property Records

Warren County property record for 1103 Ewell St, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,338 sqft · built 2006
Lot Size	0.23 acres (10,006 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2011)
Tax Bill	$2,462 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20/A2/11/C/11/A`

Property Details

APN / Parcel Number

Primary APN	`20/A2/11/C/11/A`
Alternative APN	`9495`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	2,838 sqft
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,006 sqft (0.23 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9495
Old Parcel Number	20A211 C 11A
Street Address	1103 EWELL ST
City	FRONT ROYAL
State	VA
Zip	22630-6426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L11A BL C HAPPY CREEK HILLS COMB L 11 & PT L 12 LR06-2864
Legal Subdivision	HAPPY CREEK HILLS
Legal Lot Number	11,12
Jurisdiction	WARREN VA
Township / Civil Division	HAPPY CREEK
Census Block Group	2
Census Block	2016
Census Tract	20601

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 FAITH WAY, FRONT ROYAL, VA 22630-6151
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit APPLE FCU
Aug 6, 2018	Deed of Trust, Mortgage · ARM APPLE FCU
Mar 31, 2017	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage APPLE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2011 · Amount on Record
Deed Sale	Apr 19, 2011 · Amount on Record
Deed Document Number	20112015
Last Transfer Date	Mar 25, 2017
Transfer Doc	0000001626
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	1103 EWELL ST, FRONT ROYAL, VA 22630-6426
Transaction Type	Mortgage
Record Updated	Feb 13, 2023
Title Company	CTX TITLE LLC, CTS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220005211
Date	Aug 24, 2022
Instrument	220005211

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	1103 EWELL ST, FRONT ROYAL, VA 22630-6426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TANDEM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180003954
Date	Aug 6, 2018
Instrument	180003954

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2023
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	9%

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN VA
Recording Date	Mar 31, 2017
Property Address	1103 EWELL ST, FRONT ROYAL, VA 22630-6426
Document Number	170001626
Instrument Date	Mar 25, 2017
Instrument	170001626
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	CHAMPLON TITLE & SETTLEMENTS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 EWELL ST, FRONT ROYAL, VA 22630-6426

Mortgage

Document Number	170001627
Date	Mar 31, 2017
Instrument	170001627

Lender

Name	APPLE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2027

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,462.00 (+18.82%)	$432,700 (-) Land $82,500 Building $350,200
2025	$2,072.00 (+15.69%)	$432,700 (+18.32%) Land $82,500 Building $350,200	$432,700 (+18.32%) Land $82,500 Building $350,200
2024	$1,791.00	$365,700 (-) Land $69,000 Building $296,700	$365,700 (-) Land $69,000 Building $296,700
2023		$365,700 Land $69,000 Building $296,700	$365,700 Land $69,000 Building $296,700
2022	$1,791.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1996–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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