1103 E Ocean View Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 1103 E Ocean View Ave, Norfolk, VA 23503

Property Summary

Property Type	Apartments (5+ Units)
Details	3,948 sqft · built 1981
Lot Size	0.172 acres (7,484 sqft)
Owner	Company Name on Record
Last Sale	$530,000 (Oct 2022)
Tax Bill	$8,058 (2026)
Deeds & Mortgages	May 2017 Line of Credit Oct 2022 Sale & Mortgage
APN	`45859400`

Property Details

APN / Parcel Number

Primary APN	`45859400`
Alternative APN	`686630`

Interior

Units	7 Units
Stories	2 Stories
Building Area	3,948 sqft Total Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	7,484 sqft (0.172 acres)
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	1103 E OCEAN VIEW AVE
City	NORFOLK
State	VA
Zip	23503-2071
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R12
Legal Description	14 BLK 4 OCEAN VIEW COTTAGE CO
Legal Subdivision	OCEAN VIEW COTTAGE CO
Legal Block	4
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1005
Census Tract	201

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 66166, VIRGINIA BEACH, VA 23466-6166
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY
Oct 4, 2022	Warranty Deed, Transfer · Commercial Mortgage BLUE RIDGE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Deed Document Number	202223825
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1103 E OCEAN VIEW AVE, NORFOLK, VA 23503-2071
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170010909
Date	May 18, 2017
Instrument	170010909

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Oct 4, 2022
Property Address	1103 E OCEAN VIEW AVE, NORFOLK, VA 23503-2071
Document Number	0220023825
Instrument Date	Sep 29, 2022
Instrument	220023825
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 66166, VIRGINIA BEACH, VA 23466-6166

Mortgage

Document Number	0220023826
Date	Oct 4, 2022
Instrument	220023826

Lender

Name	BLUE RIDGE BANK NA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,058.00 (+9.02%)	$644,700 (+7.29%) Land $106,700 Building $538,000	$644,700 (+7.29%) Land $106,700 Building $538,000
2025	$7,391.00 (+15.21%)	$600,900 (+17.09%) Land $106,700 Building $494,200	$600,900 (+17.09%) Land $106,700 Building $494,200
2023	$6,415.00	$513,200 Land $106,700 Building $406,500	$513,200 Land $106,700 Building $406,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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