1103 E Clark St, Litchfield, IL 62056 Property Records

Montgomery County property record for 1103 E Clark St, Litchfield, IL 62056

Property Summary

Property TypeSingle Family Home
Details928 sqft · built 1957
Lot Size0.184 acres (8,045 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Nov 2023)
Tax Bill$1,385 (2025)
Deeds & MortgagesMar 2026 Transfer
Sep 2025 Line of Credit
+ 1 more
APN10-33-278-012

Property Details

APN / Parcel Number

Primary APN10-33-278-012
Alternative APN
  • 11-201-773-00

Interior

Building Area928 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area8,045 sqft (0.184 acres)

Location & Zoning

Street Address1103 E CLARK ST
CityLITCHFIELD
StateIL
Zip62056-1366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 & S 10 FT LOT 2 CLARK LANE ADD 9-5-1773 S T00 R
Legal SubdivisionCLARK LANE ADD
Legal Lot Number1,2
JurisdictionMONTGOMERY IL
Township / Civil DivisionNORTH LITCHFIELD
Census Block Group2
Census Block2018
Census Tract957700

Owner

Source: Montgomery County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1103 E CLARK ST, LITCHFIELD, IL 62056-1366
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 17, 2025Deed of Trust, Mortgage · Line of Credit
HEARTLAND CU
Nov 16, 2023Warranty Deed, Transfer · Conventional Mortgage
HEARTLAND CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2023 · Amount on Record
Deed SaleNov 16, 2023 · Amount on Record
Deed Document Number20233181
Last Transfer DateMar 3, 2026
Transfer Doc0202600701
Record UpdatedSep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONTGOMERY IL
Recording DateMar 9, 2026
Property Address1103 E CLARK ST, LITCHFIELD, IL 62056-1366
Document Number0202600701
Instrument DateMar 3, 2026
Instrument202600701
Transaction TypeTransfer
Record UpdatedApr 1, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1103 E CLARK ST, LITCHFIELD, IL 62056-1366

Transferred To (Grantee/Buyer)

NameVerified Name
Address1103 E CLARK ST, LITCHFIELD, IL 62056-1366

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IL
Property Address1103 E CLARK ST, LITCHFIELD, IL 62056-1366
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202502683
DateSep 17, 2025
Instrument202502683
Lender
NameHEARTLAND CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 27, 2045

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IL
Recording DateNov 16, 2023
Property Address1103 E CLARK ST, LITCHFIELD, IL 62056-1366
Document Number0202303181
Instrument DateNov 3, 2023
Instrument202303181
Transaction TypeTransfer
Record UpdatedDec 6, 2023
Title CompanyNOT AVAILABLE, SPEARS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1103 E CLARK ST, LITCHFIELD, IL 62056-1366

Mortgage

Document Number0202303182
DateNov 16, 2023
Instrument202303182
Lender
NameHEARTLAND CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeFixed Rate
Rate7.13%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMontgomery County
County SubdivisionNorth Litchfield Township
MunicipalityLitchfield City
Unified School DistrictLitchfield Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,385.00 (-24.44%) Homeowner's exemption$29,710 (+6.95%) Land $4,880 Building $24,830$89,130 (+6.95%) Land $14,640 Building $74,490
2024$1,833.00$27,780 (+12.2%) Land $4,560 Building $23,220$83,340 (+12.2%) Land $13,680 Building $69,660
2022Homeowner's exemption Senior Citizen's exemption$24,760 Land $4,070 Building $20,690$74,280 Land $12,210 Building $62,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLITCHFIELD
serves 6,648 people · EPA ID IL1350400
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Computer Techniques
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Nextlink
Fixed Wireless
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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