Osceola County property record for 1103 Delaware Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 980 sqft · built 1925 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $2,424 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 78039 |
| Primary APN | 78039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 980 sqft Heated Area |
| Gross Area | 1,112 sqft |
| 1st Floor Area | 804 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 216 sqft |
| Porch | Enclosed Porch |
| Porch Area | 308 sqft |
| Patio Area | 308 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 78039 |
|---|---|
| Street Address | 1103 DELAWARE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 177 LOTS 23 & 24 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 177 |
| Legal Lot Number | 1,23-24 24 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5069 |
| Census Tract | 43500 |
Source: Osceola County records · APN 78039
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 18449 CHAMBERLAIN RD, GRAFTON, OH 44044-9206 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2010 |
| Deed Sale | Dec 30, 2010 |
| Prior Sale | Jun 15, 2010 · Amount on Record |
| Deed Document Number | 2010195279 |
| Deed Book / Page | 4078 / 2516 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,424.00 (+17.16%) | $150,500 (+12.82%) Land $46,800 Building $103,700 | $150,500 (+12.82%) Land $46,800 Building $103,700 |
| 2023 | $2,069.00 (+11.84%) | $133,400 (+15.7%) Land $42,500 Building $90,900 | $133,400 (+15.7%) Land $42,500 Building $90,900 |
| 2022 | $1,850.00 | $115,300 Land $35,100 Building $80,200 | $115,300 Land $35,100 Building $80,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 51 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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