1103 de la Key Ct, Ocoee, FL 34761 Property Records

Orange County property record for 1103 de la Key Ct, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1980
Lot Size	0.318 acres (13,833 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Apr 2021)
Tax Bill	$4,418 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-22-28-8812-01-620`

Property Details

APN / Parcel Number

Primary APN	`08-22-28-8812-01-620`
Alternative APNs	`282208881201620` `229952` `234790` `239358`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,025 sqft Living Area
Gross Area	1,360 sqft
1st Floor Area	1,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,833 sqft (0.318 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	60 sqft
Shed	1 Shed
Storage Building	1,160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1103 DE LA KEY CT
City	OCOEE
State	FL
Zip	34761-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	TWIN LAKES MANOR 1ST ADDITION 8/105 LOT 162
Legal Range	28E
Legal Township	22S
Legal Section	08
Legal Subdivision	TWIN LAKES MANOR 1ST ADD
Legal Tract	8812
Legal Block	1
Legal Lot Number	162
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2006
Census Tract	15003

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1103 DE LA KEY CT, OCOEE, FL 34761-1842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Apr 15, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Deed Document Number	2021226663
Prior Transfer Date	Jul 9, 2003
Prior Transfer Doc	0000412280
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 15, 2021
Property Address	1103 DE LA KEY CT, OCOEE, FL 34761-1842
Document Number	20210226663
Map Reference	MB 8 PG 105&106
Instrument Date	Apr 7, 2021
Instrument	20210226663
Transaction Type	Transfer
Record Updated	May 4, 2021
Title Company	BROKERS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1396 CHAPARRAL LN, 1396, WINTER SPRINGS, FL 32708-4851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 DE LA KEY CT, OCOEE, FL 34761-1842

Mortgage

Document Number	20210226664
Date	Apr 15, 2021
Instrument	20210226664

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 15, 2021
Property Address	1103 DE LA KEY CT, OCOEE, FL 34761-1842
Document Number	0000226663
Map Reference	MB 8 PG 105&106
Instrument Date	Apr 7, 2021
Instrument	20210226663
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	BROKERS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1396 CHAPARRAL LN, 1396, WINTER SPRINGS, FL 32708-4851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 DE LA KEY CT, OCOEE, FL 34761-1842

Mortgage

Document Number	0000226664
Date	Apr 15, 2021
Instrument	20210226664

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,770 (-1.84%) Land $80,000 Building $145,770	$225,770 (-1.84%) Land $80,000 Building $145,770
2025	$4,418.00 (+5.69%)	$230,000 (+5.93%) Land $80,000 Building $150,000	$230,000 (+5.93%) Land $80,000 Building $150,000
2024	$4,180.00 (+3.31%)
2023	$4,046.00 (+7.04%)	$217,128 (+7.85%) Land $80,000 Building $137,128	$217,128 (+7.85%) Land $80,000 Building $137,128
2022	$3,780.00	$201,316 Land $80,000 Building $121,316	$201,316 Land $80,000 Building $121,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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