1103 Dawn St, Gilmer, TX 75644 Property Records

Upshur County property record for 1103 Dawn St, Gilmer, TX 75644

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,470 sqft
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Last Sale	$235,200 (Oct 2025)
Tax Bill	$4,037 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S151-S02-C11-BLGLT6EPT,7`

Property Details

APN / Parcel Number

Primary APN	`S151-S02-C11-BLGLT6EPT,7`
Alternative APN	`40597`

Interior

Full Baths	2 Baths
Building Area	2,470 sqft Total Area
1st Floor Area	1,734 sqft

Exterior

Roof Material	Galvanized Metal
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	154 ft deep x 119 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S151-S02-C11-BLGLT6EPT,7
Street Address	1103 DAWN ST
City	GILMER
State	TX
Zip	75644-7903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 EPT, & 7, BLK G DELTA ACRES S151 (A3) .413 ACRES & HOUSE
Legal Subdivision	DELTA ACRES
Legal Block	G
Legal Lot Number	6
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	4
Census Block	4034
Census Tract	950400

Owner

1103 Dawn St is owned and occupied by two individuals who bought it in October 2025.

Source: Upshur County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1103 DAWN ST, GILMER, TX 75644-7903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 8, 2025	Vendor's Lien, Transfer · VA Mortgage T2 FINANCIAL LLC
Aug 4, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on File
Deed Sale	Oct 8, 2025 · Amount on File
Prior Sale	Feb 24, 2022 · Amount on File
Deed Document Number	20256370
Prior Transfer Date	Aug 24, 2005
Prior Transfer Doc	000622/477
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	1103 DAWN ST, GILMER, TX 75644-7903
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 DAWN ST, GILMER, TX 75644-7903

Mortgage

Document Number	0202506268
Date	Oct 2, 2025
Instrument	202506268

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Oct 8, 2025
Property Address	1103 DAWN ST, GILMER, TX 75644-7903
Document Number	0202506370
Instrument Date	Oct 8, 2025
Instrument	202506370
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 889, GILMER, TX 75644-0889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 DAWN ST, GILMER, TX 75644-7903

Mortgage

Document Number	0202506371
Date	Oct 8, 2025
Instrument	202506371

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Aug 4, 2025
Property Address	1103 DAWN ST, GILMER, TX 75644-7903
Document Number	0202504841
Instrument Date	Aug 4, 2025
Instrument	202504841
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 JACOBIN CREEK DR, GILMER, TX 75645-7990

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 DAWN ST, GILMER, TX 75644-7903

Tax Assessment & Valuation

The 2026 property tax bill for 1103 Dawn St was $4,037 with exemptions applied, up 55.1% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,037.00 (+55.15%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$207,340 (-2.33%) Land $29,500 Building $177,840	$207,340 (-2.33%) Land $29,500 Building $177,840
2025	$2,602.00 Homeowner's exemption	$212,280 (+5.31%) Land $29,500 Building $182,780	$212,280 (+5.31%) Land $29,500 Building $182,780
2024		$201,570 (+15.47%) Land $45,160 Building $156,410	$201,570 (+15.47%) Land $45,160 Building $156,410
2023		$174,560 Land $28,610 Building $145,950	$174,560 Land $28,610 Building $145,950
2022	$2,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1103 Dawn St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1103 Dawn St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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