Yellowstone County property record for 1103 Davis Cir, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,648 sqft · built 2007 |
| Lot Size | 0.243 acres (10,566 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,500 (Feb 2018) |
| Tax Bill | $3,631 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000B031790 |
| Primary APN | 000B031790 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,648 sqft Living Area |
| Gross Area | 2,788 sqft |
| 1st Floor Area | 1,394 sqft |
| Basement Area | 1,394 sqft |
| Finished Basement | 1,254 sqft |
| Unfinished Basement | 140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,566 sqft (0.243 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 948 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 63 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1103 DAVIS CIR |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7500 |
| Legal Description | ELENA SUB 2ND FIL, S08, T02 S, R24 E, BLOCK 2, LOT 8, (07) 10566 SQ FT |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Subdivision | ELENA SUB 2ND FIL |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 1901 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1103 DAVIS CIR, LAUREL, MT 59044-3648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 27, 2018 | Deed of Trust, Mortgage WESTERN SECURITY BANK |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY LLC |
| May 26, 2021 | Intrafamily Transfer, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2018 · Amount on Record |
| Deed Sale | Feb 27, 2018 · Amount on Record |
| Prior Sale | Jun 5, 2015 · Amount on Record |
| Deed Document Number | 20183842341 |
| Prior Transfer Date | Mar 23, 2006 |
| Prior Transfer Doc | 0003373077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1103 DAVIS CIR, LAUREL, MT 59044-3648 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003842342 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 000003842342 |
| Name | WESTERN SECURITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1103 DAVIS CIR, LAUREL, MT 59044-3648 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST MONTANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003944943 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 3944943 |
| Name | GUILD MORTGAGE COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | May 26, 2021 |
| Property Address | 1103 DAVIS CIR, LAUREL, MT 59044-3648 |
| Document Number | 0003973832 |
| Map Reference | DOC 3368117 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 3973832 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1103 DAVIS CIR, LAUREL, MT 59044-3648 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Municipality | Laurel City |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515,500 (-) Land $81,365 Building $434,135 | $515,500 (-) Land $81,365 Building $434,135 | |
| 2025 | $3,631.00 (-13.65%) | $515,500 (+16.6%) Land $81,365 Building $434,135 | $515,500 (+16.6%) Land $81,365 Building $434,135 |
| 2024 | $4,205.00 (+19.43%) | ||
| 2023 | $3,521.00 | $442,100 | $442,100 Land $74,787 Building $367,313 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
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