1103 Cuyamaca Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 1103 Cuyamaca Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,092 sqft · built 1996
Lot Size	0.163 acres (7,116 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Aug 2021)
Tax Bill	$11,398 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`579-409-29-00`

Property Details

APN / Parcel Number

Primary APN	`579-409-29-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,092 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	7,116 sqft (0.163 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1103 CUYAMACA AVE
City	SPRING VALLEY
State	CA
Zip	91977-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 13 LOT 7 ALLEY CLSD ADJ& TR 001317
Legal Subdivision	EAST SAN DIEGO MASONIC LODGE
Legal Tract	001317
Legal Block	13
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	13905

Owner

1103 Cuyamaca Ave is owned and occupied by two individuals who bought it in August 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1103 CUYAMACA AVE, SPRING VALLEY, CA 91977-4608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Grant Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Dec 6, 2019	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 29, 2019	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 22, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Oct 15, 2018	Grant Deed, Transfer QUALITY ESCROW INC
Aug 8, 2018	Trustee's Deed, Foreclosure TITLE 365

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	2021572153
Prior Transfer Date	Jul 8, 1999
Prior Transfer Doc	0000594740
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2021
Property Address	1103 CUYAMACA AVE, SPRING VALLEY, CA 91977-4608
Document Number	0000572153
Map Reference	MAP 1317
Instrument Date	Jul 20, 2021
Instrument	2021-0572153
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1103 CUYAMACA AVE, SPRING VALLEY, CA 91977-4608

Mortgage

Document Number	0000572154
Date	Aug 11, 2021
Instrument	2021-0572154

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1103 CUYAMACA AVE, SPRING VALLEY, CA 91977-4608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000569561
Date	Dec 6, 2019
Instrument	2019-0569561

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2019
Property Address	1103 CUYAMACA AVE, SPRING VALLEY, CA 91977-4608
Document Number	0000114088
Map Reference	MAP 1317
Instrument Date	Mar 12, 2019
Instrument	2019-0114088
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE365

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1103 CUYAMACA AVE, SPRING VALLEY, CA 91977-4608

Mortgage

Document Number	0000114089
Date	Mar 29, 2019
Instrument	2019-0114089

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1103 CUYAMACA AVE, SPRING VALLEY, CA 91977-4608
Document Number	0000450982
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0000450982
Date	Oct 29, 2018
Instrument	450982

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2018
Property Address	1103 CUYAMACA AVE, SPRING VALLEY, CA 91977-4608
Document Number	0000426216
Instrument Date	Oct 10, 2018
Instrument	426216
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	QUALITY ESCROW INC

Transaction

Amount	Amount on Record
Tax	$456.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 8, 2018
Property Address	1103 CUYAMACA AVE, SPRING VALLEY, CA 91977-4608
Document Number	0000323964
Instrument Date	Aug 3, 2018
Instrument	323964
Transaction Type	Foreclosure
Record Updated	Aug 15, 2018
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Tax	$475.53
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 CUYAMACA AVE SPRING VALLEY CA 919774608, SPRING VALLEY, CA 91977-4608

Tax Assessment & Valuation

The 2025 property tax bill for 1103 Cuyamaca Ave was $11,398.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$920,065 (+2%) Land $487,093 Building $432,972
2025	$11,398.00	$902,026 Land $477,543 Building $424,483
2023	$10,704.00 (+30.2%)	$867,000 Land $459,000 Building $408,000
2022	$8,221.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1103 Cuyamaca Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1103 Cuyamaca Ave is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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