1103 Cold Pond Ct, Prince Frederick, MD 20678 Property Records

Calvert County property record for 1103 Cold Pond Ct, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,286 sqft · built 2009
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on Record
Last Sale	$467,000 (May 2022)
Tax Bill	$6,248 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-144395`

Property Details

APN / Parcel Number

Primary APN	`02-144395`
Alternative APN	`144395`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,286 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Mixed
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	208 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	144395
Street Address	1103 COLD POND CT
City	PRINCE FREDERICK
State	MD
Zip	20678-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 15 PLAT 2 FARMS AT HUNTING CREEK
Legal Subdivision	HUNTING CREEK
Legal Lot Number	15
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1004
Census Tract	860702

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 223, PRINCE FREDERICK, MD 20678-0223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PRINCE GEORGES COMMUNITY FCU
Jan 3, 2018	Grant Deed, Transfer · Conventional with PMI FIRST HM MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Jan 23, 2009 · Amount on Record
Deed Book / Page	6286 / 60
Prior Transfer Date	May 19, 2022
Prior Transfer Doc	0062860060
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	May 24, 2022
Property Address	1103 COLD POND CT, PRINCE FREDERICK, MD 20678-4534
Document Number	0062860060
Book / Page	6286 / 60
Map Reference	MB 3 PL 42
Instrument Date	May 19, 2022
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0000628664
Date	May 24, 2022
Instrument	6286/64

Lender

Name	PRINCE GEORGES COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 3, 2018
Property Address	1103 COLD POND CT, PRINCE FREDERICK, MD 20678-4534
Document Number	0051220361
Book / Page	005122 / 000361
Instrument Date	Dec 7, 2017
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 COLD POND CT PRINCE FREDERICK MD 206784524, PRINCE FREDERICK, MD 20678-4524

Mortgage

Document Number	51220369
Date	Jan 3, 2018
Book Page	005122/000369

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,933 (+5.28%)	$617,400 (-) Land $162,800 Building $454,600
2025	$6,248.00 (+16.98%) Homeowner's exemption	$558,467 (+8.62%)	$617,400 (+16.71%) Land $162,800 Building $454,600
2023	$5,341.00 Homeowner's exemption	$514,133	$529,000 Land $162,800 Building $366,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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