Lawrence County property record for 1103 Charles St, Spearfish, SD 57783 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,107 sqft · built 1982 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,000 (May 2013) |
| Tax Bill | $4,409 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32300-01800-000-00 |
| Primary APN | 32300-01800-000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 2,107 sqft Living Area |
| 1st Floor Area | 1,207 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 78.5 ft wide |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | R18005 |
|---|---|
| Street Address | 1103 CHARLES ST |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND ADDITION LOT 18 PLAT BK6 PG339 |
| Legal Subdivision | HIGHLAND ADDITION |
| Legal Lot Number | 18 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 966303 |
Source: Lawrence County records · APN 32300-01800-000-00
Assessment roll updated September 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1103 CHARLES ST, SPEARFISH, SD 57783-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2013 · Amount on Record |
| Deed Sale | May 31, 2013 · Amount on Record |
| Deed Document Number | 20132756 |
| Record Updated | Sep 20, 2026 |
Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,409.00 (-2.15%) | $423,410 (+26.04%) Land $84,780 Building $338,630 | |
| 2024 | $4,506.00 (+3.09%) | ||
| 2023 | $380,360 Land $51,810 Building $328,550 | ||
| 2022 | $4,371.00 | $335,940 Land $47,100 Building $288,840 |
Source: FEMA National Flood Hazard Layer, Lawrence County (46081C), updated April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460819663032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Moderate above 47% of the US · above 35% of South Dakota |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 311 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 1,250 / 250 |
| Clarity Telecom | Cable | 1,000 / 30 |
| BHT Investment Holdings | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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