1103 Chapin St, Beloit, WI 53511 Property Records

Rock County property record for 1103 Chapin St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,604 sqft · built 1870
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Jul 2006)
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2005 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 13670355`

Property Details

APN / Parcel Number

Primary APN	`206 13670355`
Alternative APN	`13670355`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,604 sqft Living Area

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Duplex Single
Lot Area	8,756 sqft (0.201 acres)

Location & Zoning

Account Number	206 13670355
Street Address	1103 CHAPIN ST
City	BELOIT
State	WI
Zip	53511-6471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CSM VOL 22 PGS 410-411
Legal Lot Number	2
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2015
Census Tract	1900

Owner

1103 Chapin St is owned by an individual who bought it in July 2006.

Source: Rock County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1317, BELOIT, WI 53512-1317
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Mar 30, 2005	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK & TRUST
Oct 16, 2006	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK DELAVAN
Jul 31, 2006	Land Contract, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2006 · Amount on File
Deed Sale	Jul 31, 2006 · Amount on File
Deed Document Number	20061759132
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Recording Date	Aug 24, 2026
Property Address	1103 CHAPIN ST, BELOIT, WI 53511-6471
Document Number	0002317141
Instrument Date	Aug 20, 2026
Instrument	20262317141
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 CLARY ST, BELOIT, WI 53511-5526

Mortgage

Document Number	0002317141,
Date	Aug 24, 2026
Instrument	20262317141

Lender

Name	PREMIER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1103 CHAPIN ST, BELOIT, WI 53511-6471
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001701008
Date	Mar 30, 2005
Instrument	1701008

Lender

Name	FIRST NATIONAL BANK & TRUST
Type	Bank
Address	55351

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Mar 18, 2008

October 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Oct 16, 2006
Property Address	1103 CHAPIN ST, BELOIT, WI 53511-6471
Document Number	0001768102
Map Reference	MB22 PG410
Instrument Date	Oct 12, 2006
Instrument	1768102
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1317, BELOIT, WI 53512-1317
Investor	Possibly a Property Investor

Mortgage

Document Number	0001768103
Date	Oct 16, 2006
Instrument	1768103

Lender

Name	COMMUNITY BANK DELAVAN
Address	DELAVAN, WI 53115

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2006: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ROCK WI
Recording Date	Jul 31, 2006
Property Address	1103 CHAPIN ST, BELOIT, WI 53511-6471
Document Number	0001759132
Map Reference	MB22 PG410
Instrument	1759132
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Tax	$249.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1103 Chapin St was $2,960.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,960.00	$179,900 Land $13,300 Building $166,600	$197,600
2023	$2,633.00	$166,200 Land $13,300 Building $152,900	$189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1103 Chapin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1103 Chapin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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